Annuity Interest Rates
Get a Quote »Hyers and Associates, Inc. offers competitive CD type, fixed annuity quotes for our clients. We offer annuities from highly rates insurance companies providing reliable interest rates, returns, and yields on investment.
View our most popular tax deferred and monthly income generating investments below. (Our seven year annuity yields 3.75% annually.)
Fixed Annuity Returns and Quotes
| Company | Term (Yr.) | Yield | Deposit | Information |
|---|---|---|---|---|
| Allianz Life | 2 | 1.65% | 100k | Request Info |
| Gleaner Life | 3 | 3.05% | 5k | Request Info |
| Midland National Life | 4 | 2.55% | 200k | Request Info |
| American Equity Life | 5 | 3.65% | 5k | Request Info |
| The Standard | 6 | 3.40% | 100k | Request Info |
| American Equity Life | 7 | 3.75% | 5k | Request Info |
| Midland National Life | 8 | 3.55% | 200k | Request Info |
| Midland National Life | 9 | 3.55% | 200k | Request Info |
| Midland National Life | 10 | 3.80% | 200k | Request Info |
Annuity Quotes B+ Rated Insurance Company
| Term | Yield | Minimum Deposit |
|---|---|---|
| 2 Years | 3.00% | 5k - Request Information |
| 3 Years | 3.25% | 5k - Request Information |
| 5 Years | 3.75% | 5k - Request Information |
| 8 Years | 4.25% | 5k - Request Information |
| 10 Years | 4.75% | 5k - Request Information |
Interest rates can vary between states and are subject to change pending company announcement.
Equity-Indexed Annuity Returns
Equity-indexed (also known as fixed indexed) annuities offer the potential for higher returns while also providing protection and insurance on the accumulated principal. During favorable market cycles, accounts have credited double digit interest rates with no exposure to downside market risk.
The yearly interest rate used to calculate returns will vary depending on the performance of the chosen index crediting method, but current first year premium bonuses add immediate value to deposits. Bonuses vary depending on the term of the annuity, but many offer 10% or more.
First year returns can be as high as 13% or better when the deposit, increased by the bonus percentage, is invested in the fixed interest sub account. During bull markets, deposits have increased substantially, often approaching 15-20% or better. Investors can rest assured during bear markets knowing that their principal and accumulated interest from years past is protected.
First Year Interest Example with Premium Bonus
$100,000 premium deposit plus 10%* bonus = $110,000
$110,000 credited 3.50%* (declared interest in the fixed sub account) equals $113,850.00
The first year yield would be 13.85% in this example.
The following year the accumulated principal can be invested in the equity index sub-account when market conditions have improved. While it is impossible to predict future interest rates in an index based product, we will can provide historical annuity quotes for comparison purposes.
Insurance Carrier Quotes
Currently, we offer fixed, immediate, indexed, structured sale, and structured settlement annuity quotes from many of the leading insurance carriers including AIG, Allianz, Allstate, American Equity, Aviva, Equitrust, Great American, ING USA, Investors Insurance, Jackson National Life, Jefferson Pilot, John Hancock, MetLife, Midland National, Minnesota Life, Old Mutual, Protective Life Corporation, Prudential, Sagicor Life, and Transamerica among others.
Contact us to open an account today.
*Interest rates subject to change. We will update rate changes as soon as we are notified by the insurance company.
