Athene Life Max Rate 3
Current Fixed Rates
| 4.65% | $100,000 | — | $2,000,000 |
| 4.40% | $10,000 | — | $99,999 |
The Athene Max Rate 3 is a flexible premium, fixed annuity with a three-year rate guarantee. Initial funds receive the three-year rate lock, but additional funds can be added at a declared one-year rate guarantee.
At the end of the three year term, owners can withdraw, transfer, or reinvest their full account value. If no action is taken, the full accumulated value is transferred into the one-year fixed strategy and all funds are completely liquid and surrender-free.
Lower rates are available on deposits between $10K-$99.9K. Some yearly crediting rates are state-specific and can be slightly lower. There are no surrender charges upon passing. Free interest withdrawals are available every year.
More Annuity options from: Athene Life
Notable Features
At no additional cost, this annuity includes both a confinement and terminal illness waiver. If certain qualifications are met under these riders, the entire account can be withdrawn penalty free with no surrender charges.
Additional Details
Product Type
MYGA (Multi-Year Guaranteed Annuity)
Term
3 Years
Free Withdrawals Yr1 / Yr2+
Interest / Interest
Surrender Schedule
10%, 10%, 10%, 0%
Maximum Age
85
Minimum Investment
$100,000
Maximum Investment
$2,000,000 without prior approval
What We Like About This Annuity
This is a short, 3 year annuity with an A+ rated company. Interest withdrawals are allowed in all years and higher maximums are accepted. No automatic renewal at the end of the three-year term!
Other Popular Products
Athene might be best known for their fixed-indexed annuity offerings. These innovative products can provide lifetime income, double for long term care expenses, while also providing high premium bonuses and returns.
About Athene Life
Athene Life
AM Best Rating: A+ Superior (2nd of 13 ratings)
https://www.athene.com/
About Athene Annuity & Life Company
Headquartered in West Des Moines, IA , Athene Holding Ltd. is a leading retirement insurance carrier that issues, acquires, and reinsures life and annuity contracts. They boast an impressive A+ rating with AM Best and over $330 billion under management.
They are part of Apollo, a well-known global asset manager. They strive to do more for their policyholders by offering innovative retirement solutions in the life and annuity marketplace.