If you are outside of open enrollment and not experiencing a qualifying life event, then your options for buying health insurance are limited. We have some options, including short term plans and those with religious institutions. If you are involuntarily losing coverage fro any reason, you can buy insurance on or off the federal exchange.
And certain insurance companies will allow for a one month window to purchase a new health insurance plan when your policy renews. There is a long list of qualifying life events – view the list here. If none of these apply to you, then purchasing a short term health plan may be your only option. Short term insurance will not avoid the Obamacare penalty, however.
Costs will vary depending on the carrier and selected health plan. There are no fees or surcharges to use our software in order to purchase health insurance online.
You are buying direct from the insurance company. We will be your agency of record, but this does not add any extra cost to your coverage whatsoever.
If you wish to call us, we will be happy to answer your specific questions regarding differences between the various health insurance plans. You may find the process of buying online easier once talking with one of our knowledgeable agents.