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We discuss current events, products and innovations in the insurance marketplace.

Nov 8

2021 Medicare Premiums & Deductibles

The Centers for Medicare & Medicaid services has announced the new Medicare cost sharing amounts for 2021. The changes are incremental - and lower in some areas than in 2020. We discuss the numbers below and how they affect your premiums, deductibles, coinsurance and out-of-pocket exposure. These changes affect all insurance plans - both new [...]

Nov 5

Hot To Get Extra Benefits With Medicare

It's Open Enrollment, so expect to see endless advertisements about the free extra Medicare benefits you might be missing. Things like prescriptions, dental, vision, hearing aids, meals, gym memberships & transportation. But are the benefits actually free? The answer is complicated. Like most things, there's a trade-off. What these commercials are referring to are the [...]

Nov 3

Upgrade & Lower Your CA Medigap Premiums

If you're on Medicare and live in California, you might be aware of the Birthday Rule. This law allows you to change your Medicare Supplement policy each year to a "like or lesser" plan. You have 60 days to make this change from your birthday, but most insurance companies will accept an application up to [...]

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Prescription Part D Drug Quote Request