Insurance &
Annuity Protection

We offer Medicare supplement insurance coverage online from several highly-rated providers. Using our independent agency, you can compare the lowest rates on Plans F, G, N, and all other options, including High Deductible policies.  There are many different Medigap insurance companies to choose from. We make it easy to compare them side by side.

Our agency works with the most competitively priced companies. We will help you review the current rates and rate increase history of each plan with each insurance company. Our software includes household, spousal, and premium discounts that are available in all states.

We offer tax-deferred fixed annuity investments, fixed-indexed annuity plans, immediate annuities, deferred income accounts, Hybrid LTC annuities, guaranteed income riders, premium bonuses, MYGAs, structured settlements, and structured sale policies. We’ll help you compare your best annuity options from all companies.

We help with IRA, 403(b) and 401(k) qualified rollovers and Qualified Longevity Annuity Contracts. Using artificial intelligence, our annuity quoting software quickly compares all annuity plans for the highest rates and best income. We make securing annuity investments simple, safe, and secure.

We help individuals and families with short-term health insurance and ACA Marketplace policies. Our group clients can choose from fully-funded ACA policies or self-insured, medically underwritten coverage. We also offer Multiple Employer Welfare Arrangement (MEWA) plans to our groups under 50. There are several ways to reduce your premiums with our agency.

We offer Medicare supplement insurance quotes from several highly-rated providers. Using our independent agency, you can compare the lowest rates from several companies online. There are many different Medigap insurance plans to choose from; we make it easy to compare all of them side by side.

Medicare Advantage plans are private health insurance policies that cover the benefits of Original Medicare Parts A & B. They also help to fill in some of the gaps associated with Parts A & B while limiting your overall out-of-pocket exposure.

Most Advantage plans include prescription Part D drug coverage. Many also offer dental, vision, hearing benefits, and much more. We can help you find and compare the HMO, PPO or, PFFS plan that’s most suitable for your needs. We’ll also check to verify your preferred providers are in the network with your chosen insurance company.

We offer life insurance quotes and enrollment from several highly-rated carriers. You can compare term life insurance, whole life insurance, universal policies, and single premium life quotes online.

We’ll find suitable life insurance coverage to protect you and your family. We also offer life policies for reducing inheritance taxes and those designed for wealth transfer. We work with individuals, families, and businesses to find cost-effective policies to protect what matters most. You can compare fully underwritten, non-medical, and guaranteed issue coverage with our agency.

Long term care costs are a concern for many. We help our clients compare the costs and benefits of both traditional and hybrid long term care insurance from several insurance companies.

Single, fixed, and annual-pay premium plans are available from our agency. You can compare several hybrid long term care plans coupled with annuity and life insurance policies. Hybrid policies work well for those who prefer an asset-based approach. Single premium LTC options are popular to avoid future increases.

A disability due to injury or sickness can cause significant financial hardship. According to the Society of Actuaries, a disabling injury occurs every 1.5 seconds. In addition, 50% of mortgage foreclosures in the U.S. are due to a disability.

Workers of any occupation purchase disability insurance to provide guaranteed income during difficult times. Typically, DI insurance will replace a portion of the lost income depending on the profession. Policies can be purchased that cover either short or long term durations. We offer coverage for individuals, families, and employer groups.

Several companies offer comprehensive dental and vision insurance coverage across the U.S. Many offer hearing benefits as well. Policies can be purchased to cover individuals, families, small and large business groups. Some plans have waiting periods, while others offer coverage right away.

We offer comprehensive dental and vision insurance plans from Aetna, Ameritas, Anthem Blue Cross & Blue Shield, Delta Dental, EyeMed, Humana, Medical Mutual of Ohio, Mutual of Omaha, Spirit, United Healthcare, VSP, and many others. With our independent agency, you can compare benefits, costs, and details of several plans side by side.