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There's a lot of buzz around annuity accounts now and for good reason. Fixed annuities are some of the safest and most secure investments available. In a rising interest rate environment, these accounts protect and preserve wealth while providing guaranteed returns. They are also insured. With so much interest, you'll want to understand how these [...]
May 18, 2022

Category: Annuities

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Timing any market is difficult and the fixed interest rate market is no different. Only the most experienced (and perhaps luckiest) get it exactly right. For the rest of us, we may not want to do all of our buying at once. It's difficult to find the highs and lows when buying annuities. For the [...]
April 1, 2022

Category: Annuities

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When it comes to life insurance planning, our clients want real answers. They ask questions like, "How much insurance do I need? Is it affordable? How long should my policy last?" These are important questions! We answer them below using practical formulas and straightforward talk. Once you have a good foundation, purchasing life insurance for [...]
March 24, 2022

Category: Life Insurance

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Purchasing an annuity is a smart way to save money. It's also a great way to set up a guaranteed stream of income in retirement. You will create reliable returns and give yourself peace of mind as a part of your investment portfolio. Ultimately, the question arises – how do I get paid from my [...]
February 17, 2022

Category: Annuities

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If you're a veteran, there are several unique Medicare Advantage plans worth consideration. These policies will reinforce your coverage when receiving care outside of the VA. Many policies also reduce your Part B premiums and increase your monthly Social Security checks. You can enjoy added benefits like dental, vision & hearing coverage as well as [...]
January 24, 2022

Category: Medicare Advantage

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The Centers for Medicare & Medicaid services has announced the new Medicare cost sharing amounts for 2022. With inflation rising, the percentage increases are higher than in past years. We discuss the numbers below and how they affect your premiums, deductibles, coinsurance and out-of-pocket exposure. These changes affect all insurance plans - both new and [...]
November 13, 2021

Category: Medicare Supplements

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If you're on Medicare and live in California, you  might be aware of the Birthday Rule. This law allows you to change your Medicare Supplement policy each year to a "like or lesser" plan. You have 60 days to make this change from your birthday, but most insurance companies will accept an application up to [...]
October 17, 2021

Category: Medicare Supplements

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If you're shopping for a Medicare Part Prescription Drug plan, Wellcare might be a good choice. For 2022, they are offering three plans with various benefits and cost-sharing. From lowest to highest monthly premiums, those three plans are the Wellcare Value Script, Classic and Value Plus PDP. Using our software, you can compare all three [...]
October 11, 2021

Category: Medicare Part D

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Notable 2022 Advantage Plans With Five Star Ratings: Medical Mutual of Ohio PPO Plans Aultcare Primetime in NE Ohio Select Wellcare Plans in California Humana CarePlus Policies in Florida Cigna Coverage in Florida Humana Health in Louisiana United Healthcare AARP in Ohio, Texas Humana HMO plans in Northern Kentucky

July 26, 2021

Category: Medicare Advantage, Medicare Part D

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Millennials and the baby boomers are two generations who currently make up the majority of the population in the United States. Understanding how each generation thinks and what they want helps determine more about their life insurance needs. Let's explore the perceptions about each generation. See if you fit into either. Then let's consider the [...]
July 12, 2021

Category: Life Insurance

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Manhattan Life Insurance Company is best known for affordable Medicare supplement insurance coverage. Plans offered include A, B, C, D, F, G and N. They have recently lowered rates on popular Plans G & N. On these two Medigap policies you'll find some of the best prices in many states. Renewals for existing policyholders are [...]
May 7, 2021

Category: Medicare Supplements

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Our clients are in search of competitive yields now more than ever. They simply want a safe and insured account that's reliable and worry-free. Nassau Life Insurance Company's fixed annuity accounts are here to help. They offer some of the best rates in the country on two popular terms. These accounts are suitable for conservative [...]
May 4, 2021

Category: Annuities

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Annuities are unique investments popular for income, tax-deferral, growth and safety. Most policies have no exposure to market downturns. They are designed to provide certainty. Conservative investors enjoy having a portion of their portfolio safe and protected from losses. While these accounts do come with guarantees, many want to know how they're insured and by [...]
March 19, 2021

Category: Annuities

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If you're on Medicare, you're likely hearing about the Medicare Part B Give Back benefit. This new feature is only offered by a select few Medicare Advantage plans and only in some areas of the country. If you qualify, this unique benefit can reduce your monthly premiums owed to the government each month. How Does [...]
February 24, 2021

Category: Medicare Advantage

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If you're in need of short term health insurance, Anthem Blue Cross & Blue Shield now offers these policies in many areas of the country. Our clients prefer shorter duration health plans for many reasons. Cost, network availability, benefits and flexibility are a few of the main factors. We discuss what you can expect from [...]
February 3, 2021

Category: Anthem Short Term Health Insurance

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