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At our independent agency, Medicare supplement Plans F, G and N are the most requested plans by our clients. Their popularity can be explained by the fact that these three plans cover the most important gaps left behind by Medicare. But there are some key differences. Almost all carriers offer all three plans, but there [...]
March 7, 2019

Category: Medicare Supplements

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If you are nearing (or already) eligible for Medicare, you are probably wondering “should I buy Medicare F or G. You should consider Medicare Supplement Plan G as your choice for supplemental insurance. It's one of the most comprehensive plans available, but it also offers good value when compared to other Medigap plans like F [...]
January 31, 2019

Category: Medicare Supplements

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A lot of our clients ask about a free Silver Sneakers gym membership or how do I get Silver Sneakers when shopping for supplemental insurance plans. It can save members a lot of money. Some insurance companies offer this valuable benefit, but many do not. And availability will depend on where you live. It's important [...]
January 11, 2019

Category: Medicare Advantage, Medicare Supplements

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Today we are going to look at the differences between the most commonly used Medicare Supplemental Insurance Plans F, G and N. There is a lot of confusion about Medicare Supplemental Insurance F, G and N options, also called Medigap Insurance. The Hyers and Associates team members work with these plans every day. Some policies …

December 19, 2018

Category: Medicare Supplements, Uncategorized

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 If you are applying for Medicare, you’ll have premiums that need to be paid. There are several different payment options to consider. However, the these options vary depending on what type of Medicare premium you’re covering. The team at Hyers & Associates is available to help you sort through any questions you might have regarding …

November 6, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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Here at Hyers and Associates, we are offering a guaranteed issue Medicare supplement insurance policy for our Ohio clients in 2019. So long as you have an existing supplemental policy, you can apply for this one with no medical underwriting. This is a limited time offer, so contact us today. There is only one insurance …

October 21, 2018

Category: Medicare Supplements

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If you are not sure whether you need to enroll in Medicare every year when the enrollment period is opened, the team at Hyers & Associates is here to help. We’ve detailed information below, however, we also welcome your call anytime. In most cases, you do not need to enroll in Medicare each year. You …

October 18, 2018

Category: Medicare Advantage, Medicare Supplements

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A, B, C & D. Sounds pretty basic, doesn’t it? Well, when it comes to Medicare parts A, B, C, & D it’s not always as obvious as you might expect. Each letter covers an entirely different part of your healthcare, so let’s break it down and take a look at what each letter covers, how …

October 13, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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It's the time of year when Medicare announces changes that affect Medicare beneficiaries and the insurance plans they own.  Like most years, the 2018 changes are small and incremental.  We will discuss them below and how they will affect your out of pocket exposure. (It's important to note that when the officials at CMS (Centers [...]
October 13, 2018

Category: Medicare Advantage, Medicare Supplements

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It’s that time of the year again. The holidays will be here soon, and with that time period also comes your annual open enrollment period for Medicare. So many decisions, so little time. Let’s take a quick look at this opportunity and why you should take advantage of it. Here are 5 Tips For Medicare …

September 26, 2018

Category: Medicare Supplements

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Medicare isn’t always that simple, but with a little guidance you can make educated decisions from the beginning. Making good choices is the key to avoiding lifetime monetary penalties, enrollment delays and unnecessary medical underwriting. You can feel confident in your Medicare future by learning a few important items now. Posted below are five critical …

August 5, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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Every year, 4 million Americans turn 65, and many of them are looking forward to retirement. But not many of these retirees planned for their Medicare costs. Planning for Medicare costs in retirement starts early, so you feel confident about health care expenses after retiring. The cost of health care becomes increasingly costly as we …

March 21, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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If you're on Medicare or nearing eligibility, you know this insurance does not cover all of your out of pocket expenses. You can shore-up some gaps with a Medicare Supplement or Advantage plan, but they may not be enough either. This is especially true if you're on a Medicare Advantage policy. These policies have much [...]
March 13, 2018

Category: Medicare Advantage, Medicare Supplements

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For many Americans, Medicare is their primary insurance coverage provider. Nearly 58.4 people received Medicare benefits in 2017. Most of these people are retired, and some are disabled. And when they need health care services, they just pull out their familiar Medicare card. Now the face of Medicare is changing. And soon a new Medicare …

March 6, 2018

Category: Medicare Supplements

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This year marks an increase in the cost of medical care. As such, it is wise to understand what you are paying for when you have Medicare. More importantly, there is a need to know why getting supplemental coverage is a necessity when you consider the costs of Medicare and what will be covered. Government …

March 1, 2018

Category: Medicare Supplements

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