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Manhattan Life Medicare Supplement Insurance Quotes

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Low Cost Medicare InsuranceManhattan Life Insurance Company is best known for affordable Medicare supplement insurance coverage. Plans offered include A, B, C, D, F, G and N. They have recently lowered rates on popular Plans G & N. On these two Medigap policies you’ll find some of the best prices in many states.

Renewals for existing policyholders are also competitive. You can compare rates and enroll direct using the links on this page. Or contact us to learn more about your options.

More About The Company & Their Affiliates

Manhattan Life has been offering insurance policies since 1850. They are A rated (Excellent) with AM Best. You know you’re in good hands with their experience and financial stability.

They are part of a much larger conglomerate which includes Western United Life, Standard Life and Casualty and Manhattan Life Assurance company. Through these affiliates they are able to offer more than just Medicare Supplement plans.

For instance, Western United Life offers some of the best fixed annuity rates in the country. Other offerings, include:  life insurance, accident & hospitalization plans, cancer policies as well as dental, vision and hearing coverage. They have a comprehensive product line.

In most States, Manhattan Assurance company offers the least expensive Supplemental plans. In other areas, the parent company or Western United are lowest. Please feel free to use the links below to shop, quote and enroll. Contact us and we’ll do it for you. There are no charges for our assistance.

Quick & Easy Electronic Application Process

There are different ways to enroll in a Medicare supplement plan. The easiest way is electronically by using the links below. Everything is direct and there are no extra costs. We are happy to help (free of charge) if you have any questions.

Manhattan Life will also accepts applications taken over the phone. We fill out the application online while we conference. No signature is required. Then everything is verified through the home office. Open enrollment plans are issued right away while others may require medical underwriting.

If you prefer, we can send you an application via email or regular mail. Once completed, you can send it back to us for processing. This method takes more time and can sometimes lead to mistakes. The examples above are preferable when possible.

Your premiums can be withdrawn monthly from you bank account. This is the preferred method and assures your coverage will not lapse. It avoids any hassles of missed bills in the mail. Otherwise you can pay by check either quarterly, semi-annually or annually.

Discounts On Your Monthly Premiums

There are several ways to qualify for discounts on your Manhattan Life Medicare Supplement insurance.

If spouses have a policy together, then each will receive a 7% discount off of their premiums. This discount will stay in force so long as both husband and wife are insured together.

In some states only one person needs to apply. So long as you are living with someone else, then you qualify for a household discount. This can be a spouse, a relative or even a roommate.

Monthly premiums are also determined by age, gender and your zip code of residence. Unless you are applying during a period of guaranteed issue, you will be rated up for tobacco use. Those who use no forms of tobacco will receive lower rates.

Medicare Supplement Insurance Underwriting

If you apply during Open Enrollment, then you do not need to answer any health questions. If not, then there are a handful of yes/no questions that must be answered. Typically a phone interview will be part of the underwriting process as well. You don’t need to get a physical, however.

Some application questions are referred to as “knockout questions.” If any are answered yes, then you will not be eligible for coverage. Policies are issued on an attained age basis. Rates will usually increase each year on your anniversary – which is true of almost all Medicare Supplements.

Purchasing Medicare Supplement Insurance

Hyers and Associates is an independent insurance agency. We offer Medicare Supplement policies from several different companies.

If you are interested in a Manhattan Life Medicare supplement policy or any of their affiliates, contact us today!

Category: Medicare Supplements