There are many compelling reasons to consider Cigna for your Medicare Advantage coverage. But before doing anything, it’s important to make sure your doctors and hospitals accept their plan. We’ll help lookup your providers and make sure they’re covered.
Beyond networks, Cigna monthly premiums and plan benefits are competitive in many states. One of the big attractions to Advantage plans are their low monthly premiums. Cigna offers $0 monthly MAPD plans in many states. You still have to pay your Part B premiums to the government, of course.
However, a new feature with a select few Medicare Advantage plans is the Part B Giveback provision. Cigna plans with this benefit reduce your Part B premiums owed to the government. So your Advantage premiums can be $0 per month – and the amount you owe the government for Medicare itself is reduced.
Additional Benefits, Copays and Rx Drug Information
Other key features are low copays for primary care doctor, specialist, urgent care, and emergency room visits. Diagnostic services like imaging, labs and x-rays also have affordable copays. Behavioral health, physical therapy and telehealth are part of all plans as well.
Cigna members also enjoy low copays for items like acupuncture, chiropractor services, podiatry and wellness essentials.
Prescription Coverage is part of all MAPD (Medicare Advantage Prescription Drug) plans. It’s wise to make sure your needed prescriptions have reasonable copays. Please keep in mind that some Advantage plans do not offer Part D coverage. We can help you understand which plan options work best for your situation.