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 If you are applying for Medicare, you’ll have premiums that need to be paid. There are several different payment options to consider. However, the these options vary depending on what type of Medicare premium you’re covering. The team at Hyers & Associates is available to help you sort through any questions you might have regarding …

November 6, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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If you are not sure whether you need to enroll in Medicare every year when the enrollment period is opened, the team at Hyers & Associates is here to help. We’ve detailed information below, however, we also welcome your call anytime. In most cases, you do not need to enroll in Medicare each year. You …

October 18, 2018

Category: Medicare Advantage, Medicare Supplements

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A, B, C & D. Sounds pretty basic, doesn’t it? Well, when it comes to Medicare parts A, B, C, & D it’s not always as obvious as you might expect. Each letter covers an entirely different part of your healthcare, so let’s break it down and take a look at what each letter covers, how …

October 13, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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It's the time of year when Medicare announces changes that affect Medicare beneficiaries and the insurance plans they own.  Like most years, the 2018 changes are small and incremental.  We will discuss them below and how they will affect your out of pocket exposure. (It's important to note that when the officials at CMS (Centers [...]
October 13, 2018

Category: Medicare Advantage, Medicare Supplements

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Medicare is restoring the Open Enrollment Period (OEP) for 2019. This enrollment window will begin January 1st and go through March 31st. You may have some options if you find yourself in a Medicare insurance plan that does not meet your needs. This window is much different than the Annual Election Period (AEP) that runs …

August 27, 2018

Category: Medicare Advantage

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Medicare isn’t always that simple, but with a little guidance you can make educated decisions from the beginning. Making good choices is the key to avoiding lifetime monetary penalties, enrollment delays and unnecessary medical underwriting. You can feel confident in your Medicare future by learning a few important items now. Posted below are five critical …

August 5, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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When it comes to Medicare and Medicare Advantages plans, all of them are not equal. And this becomes confusing for seniors who just want the necessary coverage to see doctors and maintain their overall well-being. Each year, the possibilities change and evolve during the open enrollment period. So how do you know what to choose? …

July 5, 2018

Category: Medicare Advantage

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Every year, 4 million Americans turn 65, and many of them are looking forward to retirement. But not many of these retirees planned for their Medicare costs. Planning for Medicare costs in retirement starts early, so you feel confident about health care expenses after retiring. The cost of health care becomes increasingly costly as we …

March 21, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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If you're on Medicare or nearing eligibility, you know this insurance does not cover all of your out of pocket expenses. You can shore-up some gaps with a Medicare Supplement or Advantage plan, but they may not be enough either. This is especially true if you're on a Medicare Advantage policy. These policies have much [...]
March 13, 2018

Category: Medicare Advantage, Medicare Supplements

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Medicare open enrollment is currently underway from Oct. 15 to Dec. 7 of this year. This means that if you want to change your coverage or add a supplemental insurance plan, this is the time to do it. All new insurance policies take effect on Jan. 1, 2018. But, before they do, you have some …

November 12, 2017

Category: Medicare Advantage, Medicare Supplements

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The Medicare Open Enrollment window for January 2018 effective dates has begun.  This window runs from October 15th through December 7th.  All changes to your Medicare Advantage and/or Prescription Drug Part D coverage will take affect January 1, 2018. Should you miss the Annual Election Period (AEP) open enrollment window, it may be difficult or [...]
October 26, 2017

Category: Medicare Advantage, Medicare Supplements

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A lot of our clients ask about a free Silver Sneakers gym membership when shopping for supplemental insurance plans. It can save members a lot of money. Some insurance companies offer this valuable benefit, but many do not. And availability will depend on where you live. We help our clients compare the Medicare insurance policies [...]
March 28, 2017

Category: Medicare Advantage, Medicare Supplements

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If you're on Medicare and in need of a rx plan, you've likely run across the SilverScript Part D prescription drug insurance plan. It's very competitively priced in most states and offers reasonable copays on many common drugs. We help our Medicare clients enroll directly in the SilverScript Choice plan when it's a suitable option. (We also offer [...]
March 16, 2016

Category: General Insurance, Medicare Advantage, Medicare Supplements

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Reviewing and understanding your supplemental insurance options can be overwhelming when you are new to Medicare. There are several options to choose from and it’s hard to know which plans with which provider will be most suitable for the long haul. In the following article, we provide tips and advice to help you navigate this somewhat …

February 4, 2016

Category: Medicare Advantage, Medicare Supplements

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When you’re new to Medicare, there are decisions to make. Most of our clients compare traditional supplements (Plans, F, G, N, etc.) to Advantage plans, but inevitably the questions arises, ‘What is a Medicare Advantage (MA) plan?’ Through the years, we have found there’s a lot confusion about Advantage plans. They are different from supplements – and …

March 19, 2015

Category: Medicare Advantage

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