Standard Life & Accident High Deductible Plan F Medicare Supplement Insurance
Blog
Our independent insurance agency (Hyers and Associates) has offered Medicare supplement insurance from Standard Life and Accident Insurance Company for years. We offer this coverage direct to our clients – at no additional cost. Our clients appreciate that they can shop for new or replacement coverage with us direct. And we appreciate their loyalty and […]
Category: Medicare Advantage, Medicare Supplements
2013 Medicare Part A and Part B Deductibles & Coinsurance
Blog
Every year The Centers for Medicare and Medicaid Services (CMS) make changes to the Medicare program. CMS has posted the numbers for 2013 and there are no alarming changes, but it is important to know what out of pocket expenses to expect going forward. Deductible and coinsurance amounts will increase January 1 and that will […]
Category: Medicare Advantage, Medicare Supplements
Avoiding Medicare Late Enrollment Penalties And Delays
Blog
If you are in the workforce beyond age 65 and covered by your employer’s group health insurance coverage, it is important to be aware of your Medicare insurance options. There are a few common penalties (both monetary and temporal) that you might face should you miss your enrollment deadlines. Penalties and Medicare enrollment delays can easily be […]
Category: Medicare Advantage, Medicare Supplements, Retirement Planning
Medicare Supplement Select Insurance
Blog
What are Medicare Select insurance policies? They are traditional Medicare supplement policies (like Plans F, C and N for instance) that require the use of a preferred network of doctors and hospitals for routine care. Medicare Select Plans are sometimes popular as they are less expensive than traditional non-network driven supplemental plans. They are appropriate for […]
Category: Medicare Advantage, Medicare Supplements
2011 Medicare Open Enrollment Annual Election Period
Blog
The 2011 Medicare open enrollment window is almost upon us. Otherwise known as the Annual Election Period or AEP for short, this period of time can be used by Medicare beneficiaries to switch insurance plans. The dates are a little different this year as the window starts and ends early. AEP will run from October 15, […]
Category: Medicare Advantage, Medicare Supplements
Do I Need Medicare Supplement Insurance?
Blog
As you approach Medicare eligibility, you’ll be faced with the decision of how to best supplement your government provided Part A and Part B Medicare insurance coverage. You want to know which options and which plan(s) provide the most benefits at the lowest price. There are Medicare supplements and Medicare Advantage plans to choose from, […]
Category: Medicare Advantage, Medicare Supplements
How To Enroll In Medicare Parts A and B
Blog
Category: Medicare Advantage, Medicare Supplements
Medicare Supplement Insurance vs. Medicare Advantage Plans – Which Is Best?
Blog
If you are currently enrolled or soon to be enrolled in Medicare, you usually have just two insurance choices to close/minimize the gaps in this government insurance program: Medicare Supplements or Medicare Advantage plans. It’s a good idea to choose one or the other as Original Medicare has several benefit gaps with open-ended expenses. Either […]
Category: Medicare Advantage, Medicare Supplements