If you are not sure whether you need to enroll in Medicare every year when the enrollment period is opened, the team at Hyers & Associates is here to help. We’ve detailed information below, however, we also welcome your call anytime. In most cases, you do not need to enroll in Medicare each year. You …
Category: Medicare Advantage, Medicare Supplements
A, B, C & D. Sounds pretty basic, doesn’t it? Well, when it comes to Medicare parts A, B, C, & D it’s not always as obvious as you might expect. Each letter covers an entirely different part of your healthcare, so let’s break it down and take a look at what each letter covers, how …
Category: Medicare Advantage, Medicare Part D, Medicare Supplements
Tags: medicare part a, medicare part b, medicare part c, medicare part d
Medicare is restoring the Open Enrollment Period (OEP) for insurance changes. This enrollment window begins each year on January 1st and goes through March 31st. You will have options if you find yourself in a Medicare plan that does not meet your needs. This window is much different than the Annual Election Period (AEP) that …
Category: Medicare Advantage
Medicare isn’t always that simple, but with a little guidance you can make educated decisions from the beginning. Making good choices is the key to avoiding lifetime monetary penalties, enrollment delays and unnecessary medical underwriting. You can feel confident in your Medicare future by learning a few important items now. Posted below are five critical …
Category: Medicare Advantage, Medicare Part D, Medicare Supplements
When it comes to Medicare and Medicare Advantages plans, all of them are not equal. And this becomes confusing for seniors who just want the necessary coverage to see doctors and maintain their overall well-being. Each year, the possibilities change and evolve during the open enrollment period. So how do you know what to choose? …
Category: Medicare Advantage
Every year, 4 million Americans turn 65, and many of them are looking forward to retirement. But not many of these retirees planned for their Medicare costs. Planning for Medicare costs in retirement starts early, so you feel confident about health care expenses after retiring. The cost of health care becomes increasingly costly as we …
Category: Medicare Advantage, Medicare Part D, Medicare Supplements
Category: Medicare Advantage, Medicare Supplements
Medicare open enrollment is currently underway from Oct. 15 to Dec. 7 of this year. This means that if you want to change your coverage or add a supplemental insurance plan, this is the time to do it. All new insurance policies take effect on Jan. 1, 2018. But, before they do, you have some …
Category: Medicare Advantage, Medicare Supplements
Reviewing and understanding your supplemental insurance options can be overwhelming when you are new to Medicare. There are several options to choose from and it’s hard to know which plans with which provider will be most suitable for the long haul. In the following article, we provide tips and advice to help you navigate this somewhat …
Category: Medicare Advantage, Medicare Supplements
When you’re new to Medicare, there are decisions to make. Most of our clients compare traditional supplements (Plans, F, G, N, etc.) to Advantage plans, but inevitably the questions arises, ‘What is a Medicare Advantage (MA) plan?’ Through the years, we have found there’s a lot confusion about Advantage plans. They are different from supplements – and …
Category: Medicare Advantage
Category: Medicare Advantage, Medicare Supplements
Category: Medicare Advantage, Medicare Supplements
Our independent insurance agency offers Aetna Medicare insurance policies direct – at no additional cost. You can compare the lowest rates available on all Aetna plans in your state. This includes Medicare Supplements, Advantage plans, Part D Drug coverage, as well as dental, vision and hearing insurance. When purchasing supplemental insurance, it’s important to shop …
Category: Medicare Advantage, Medicare Supplements
Our independent insurance agency (Hyers and Associates) has offered Medicare supplement insurance from Standard Life and Accident Insurance Company for years. We offer this coverage direct to our clients – at no additional cost. Our clients appreciate that they can shop for new or replacement coverage with us direct. And we appreciate their loyalty and …
Category: Medicare Advantage, Medicare Supplements