Too often Medicare insurance policies are purchased and stashed away. Whether you purchase a Supplement or Advantage plan, it’s important to be aware of any add-on benefits available with your coverage. Medicare Advantage plans, by rule, are allowed to offer much more in the way of ancillary benefits like dental, vision and hearing, but Medicare supplements can have some perks too.
If you aren’t sure, just ask your agent after you have enrolled. Sometimes we cannot disclose all perks offered by an insurance company so as not to inadvertently steer client one way or the other.
Of course, Silver Sneakers is one of the biggest perks and some of our clients will choose a carrier based on this benefit alone. It’s important to crunch the numbers, however. If you use the gym a lot and a membership will save you $60 a month, then it might be an easy decision. But if you don’t use the gym often and a membership only costs you around $20, you might benefit from a lower cost Medicare plan that does not offer this benefit. We can help.