Too often Medicare insurance policies are purchased and stashed away. Whether you purchase a Supplement or Advantage plan, it’s important to be aware of any add-on benefits available with your coverage. Medicare Advantage plans, by rule, are allowed to offer much more in the way of ancillary benefits like dental, vision and hearing, but Medicare supplements can have some perks too.
How do I Get Silver Sneakers?
If you aren’t sure, just ask your agent while considering your options. Sometimes we cannot disclose all perks offered by an insurance company so as not to inadvertently steer clients one way or the other.
Of course, Silver Sneakers is one of the biggest perks and some of our clients will choose a carrier based on this benefit alone. It’s important to crunch the numbers, however. If you use the gym a lot and a membership will save you $60 a month, then it might be an easy decision. But if you don’t use the gym often and a membership only costs you around $20, you might benefit from a lower cost Medicare plan that does not offer this benefit. We can help.
Here are a few FAQ’s that will help you:
What Insurance Plans Include Silver Sneakers?
The best way to find the participating plans is to check out the Silver Sneakers eligibility page and look there. The website will tell you exactly which health insurance plans cover it.
What’s the Silver Sneakers Minimum Age?
In order to qualify for this program, you have to be at least 65. Generally it is given in conjunction with the age for Medicare.
How do I Get My Silver Sneakers Card?
You’ll receive a 16 digit code or card from your health insurance company. Once you have that, you can access any participating gym or center. You will also receive a card you can use at any participating gym or fitness location.
What Does it Include?
You get access to over 15,000 gyms across the nation. Not only can you get into the gym, you are able to take classes that promote a healthy lifestyle. Also, many gyms offer programs and social opportunities for their members. As a note that you don’t have to got a gym to take the classes. Many community centers and other places are available to you. And there are additional programs that allow you to save toward a family member’s college scholarship!