Many of our clients ask about the free Silver Sneakers gym membership and how to qualify when shopping for supplemental insurance plans. It can save members a lot of money. Some insurance companies offer this valuable benefit, but many do not. And availability will depend on where you live. We help our clients compare the [...]
January 11, 2019
Category: Medicare Advantage, Medicare Supplements
We get older every day and as we do, we have our eye on retirement. However, along with retirement, there is also a concern over the possibility of getting sick and needing long-term care. To rest assured you’ll be taken care of when that time comes, the team at Hyers & Associates can help you [...]
January 9, 2019
Category: Long Term Care Insurance, Retirement Planning
Today we are going to look at the differences between the most commonly used Medicare Supplemental Insurance Plans F, G and N. There is a lot of confusion about Medicare Supplemental Insurance F, G and N options, also called Medigap Insurance. The Hyers and Associates team members work with these plans every day. Some policies …
December 19, 2018
Category: Medicare Supplements, Uncategorized
There are so many insurance options. How do you know what the differences are and determine which is right for you? The team at Hyers & Associates would like to end the confusion and help walk you through what the differences are between these two types of life insurance. The major difference between whole life …
October 30, 2018
Category: Life Insurance
Here at Hyers and Associates, we are offering a guaranteed issue Medicare supplement insurance policy for our Ohio clients in 2019. So long as you have an existing supplemental policy, you can apply for this one with no medical underwriting. This is a limited time offer, so contact us today. There is only one insurance …
October 21, 2018
Category: Medicare Supplements
If you are not sure whether you need to enroll in Medicare every year when the enrollment period is opened, the team at Hyers & Associates is here to help. We’ve detailed information below, however, we also welcome your call anytime. In most cases, you do not need to enroll in Medicare each year. You …
October 18, 2018
Category: Medicare Advantage, Medicare Supplements
A, B, C & D. Sounds pretty basic, doesn’t it? Well, when it comes to Medicare parts A, B, C, & D it’s not always as obvious as you might expect. Each letter covers an entirely different part of your healthcare, so let’s break it down and take a look at what each letter covers, how …
October 13, 2018
Category: Medicare Advantage, Medicare Part D, Medicare Supplements
Tags: medicare part a, medicare part b, medicare part c, medicare part d
It’s that time of the year again. The holidays will be here soon, and with that time period also comes your annual open enrollment period for Medicare. So many decisions, so little time. Let’s take a quick look at this opportunity and why you should take advantage of it. Here are 5 Tips For Medicare …
September 26, 2018
Category: Medicare Supplements
Tags: medicare open enrollment
Medicare is restoring the Open Enrollment Period (OEP) for insurance changes. This enrollment window begins each year on January 1st and goes through March 31st. You will have options if you find yourself in a Medicare plan that does not meet your needs. This window is much different than the Annual Election Period (AEP) that …
August 27, 2018
Category: Medicare Advantage
Medicare isn’t always that simple, but with a little guidance you can make educated decisions from the beginning. Making good choices is the key to avoiding lifetime monetary penalties, enrollment delays and unnecessary medical underwriting. You can feel confident in your Medicare future by learning a few important items now. Posted below are five critical …
August 5, 2018
Category: Medicare Advantage, Medicare Part D, Medicare Supplements
Self-employment offers freedom and the ability to control your workflow independently. But this means giving up benefits provided by employers, such as group health insurance and a pension plan. Or does it? Discover how to get Ohio group health insurance when you are self-employed. What is Ohio Group Health Insurance? A business purchases group health …
July 25, 2018
Category: Group Health Insurance
When it comes to Medicare and Medicare Advantages plans, all of them are not equal. And this becomes confusing for seniors who just want the necessary coverage to see doctors and maintain their overall well-being. Each year, the possibilities change and evolve during the open enrollment period. So how do you know what to choose? …
July 5, 2018
Category: Medicare Advantage
Investing for the future helps people maximize their income during retirement and ensure security in the years to come. With a variety of options to consider, a one-size-fits-all strategy does not work. Consumers must work with an educated agent and do research to make the most sensible choices. A smart approach is to learn about …
June 28, 2018
Category: Annuities
If you’re shopping for individual, group or Medicare supplemental insurance, you may find all the different network acronyms confusing. In this post, we will better explain what these mean and how they affect your chosen coverage. We’ll take a deeper look into each type so you can decide which one is best. A Medicare Advantage …
June 25, 2018
Category: General Insurance