Corebridge American Pathway VisionMYG 7
Current Fixed Rates Bands
Rate Effective Date September 21, 2026
The Corebridge American Pathway VisionMYG 7 is a single-premium, fixed annuity with a seven-year rate lock and a ten-year surrender schedule. After 7 years, owners have a 30-day window to withdraw, transfer, or reinvest their entire account balance with no surrender charges. If no action is taken, the annuity continues for another 3 years with a new, decreasing surrender charge.
Two interest rate bands are available. The highest rate is for deposits of $100K or more, while a lower rate is offered for amounts between $25K and $99.9K. There are no surrender charges upon the passing of the owner/annuitant.
This contract allows for free 15% withdrawals beginning in year two. Qualified and non-qualified funds are accepted, including most types of IRAs, Roth Conversions, Rollovers, and Non-Qualified Stretch accounts. Corporate-owned annuity contracts are also accepted.
More Annuity options from: Corebridge Life
Notable Features
This policy offers Extended Care, Terminal Illness, and Annuitization waivers at no extra charge. These allow owners to take a partial or full withdrawal of the entire contract if certain conditions are met. Please see the brochure/contract for additional details. IRA owners can withdraw their Required Minimum Distributions penalty-free in all years.
Additional Details
Product Type
MYGA (Multi-Year Guaranteed Annuity)
Term
7 Years
Free Withdrawals Yr1 / Yr2+
0% / 15%
Additional Withdrawal Information
After 12 months, owners can make multiple penalty-free withdrawals (without charges or MVA adjustments) each year up to 15% of the previous anniversary contract value. This policy is RMD-friendly for IRA owners, including the first year.
Surrender Schedule
8%, 8%, 8%, 7%, 6%, 5%, 4%, 0%
Maximum Age
85
Minimum Investment
$100,000
Maximum Investment
$2,000,000
What We Like About This Annuity
This policy is offered by an A rated insurance company. After one year, 15% free withdrawals are permitted, and there are no surrender charges upon passing. There are several qualified and corporate ownership options, including non-qualified stretch annuity options.
Other Popular Products
Corebridge Life (formerly AIG) offers several popular fixed and fixed-indexed annuities as well as various life insurance products for future planning. Their income annuities, offered by their subsidiary American General, offer competitive single and joint lifetime income payments.
About Corebridge Life
Corebridge Life
AM Best Rating: A Excellent (3rd of 13 ratings)
https://www.corebridgefinancial.com/what-we-offer/annuities
About Corebridge Life Insurance Company
Formerly AIG, Corebridge Life is a large, well-diversified insurance company providing life and annuity solutions for individuals, families, and businesses. They are the number 2 ranked insurance company in total annuity sales.
With nearly $13 billion in reserves alone and an A rating from AM Best, consumers can rest assured they’ve placed their funds with a stable and well-capitalized insurance company.
They specialize in individual, family, business, and insurance plans for the corporate world. They also carry an 82 Comdex ranking and A+ ratings with Moody’s and Standard & Poor’s.