Global Atlantic SecureFore 5
Current Fixed Rates Bands
Rate Effective Date September 21, 2026
The Global Atlantic SecureFore 5 is a single-premium fixed annuity with a five-year rate lock. After five years, the full account value can be withdrawn, transferred, or reinvested. The policy does not automatically renew for a new term. Instead, it declares a new, one-year rate and remains fully liquid in annuity form.
Two interest rate bands are available. The highest rate is for deposits above $100K, and a lower rate is available for deposits between $10K and $99.9K. Free 10% withdrawals are available in all years.
Non-qualified and qualified funds are accepted, including most types of IRAs, Roth Conversions, Spousal & Inherited IRAs, and Non-Qualified Stretch accounts. There are no surrender charges at death, and several hardship waivers are included in the contract.
More Annuity options from: Global Atlantic Life
Notable Features
At no cost, this policy includes Terminal Illness, Nursing Home, Chronic Illness, and Annuitization waivers. Please see the brochure and contract for more details. Non-qualified stretch accounts are accepted for non-spousal inherited annuities.
Additional Details
Product Type
MYGA (Multi-Year Guaranteed Annuity)
Term
5 Years
Free Withdrawals Yr1 / Yr2+
10% / 10%
Additional Withdrawal Information
This policy allows annual penalty-free withdrawals of up to 10% of the initial Annuity Deposit in Year 1 and 10% of the beginning-of-year Contract Value thereafter. Systematic withdrawals are also available with flexible payment frequencies. It is also RMD-friendly for IRA owners in all years
Surrender Schedule
8%, 8%, 7%, 6%, 5%, 0%
Maximum Age
85
Minimum Investment
$100,000
Maximum Investment
$1,000,000
What We Like About This Annuity
This annuity is offered by an A rated and well-capitalized company. This policy includes a 10% free withdrawal provision in all years. The policy does not automatically renew at maturity for a new term. There are no surrender charges upon passing, and it offers owners several different ways to access their funds in times of need.
Other Popular Products
Global Atlantic Life offers a comprehensive, tax-qualified long term care annuity (ForeCare) that is very popular. They also have several fixed-indexed annuities – one of which has a guaranteed increasing death benefit for those interested in a policy designed to transfer wealth to future generations.
About Global Atlantic Life
Global Atlantic Life
AM Best Rating: A Excellent (3rd of 13 ratings)
https://www.globalatlantic.com/
About Global Atlantic Financial Group
Founded in 2004 by Goldman Sachs, this is a large and well-diversified insurance company. They boast an A rating from AM Best and over $160 billion under management. KKR, a leading global investment firm, is now their sole owner and asset manager. Global Atlantic is committed to providing financial protection for their customers’ needs today and tomorrow.
Diversified Annuity Accounts & Retirement Plans
They specialize in life and annuity products while also providing reinsurance and burial insurance products. They are most known for offering popular fixed, indexed, bonus, and long term care annuities. Their innovative ForeCare Hybrid LTC annuity and ForeAccumulation II with the Enhanced Death Benefit rider are leaders in their respective categories.
Consumers can rest assured when placing their retirement and annuity investments with this strong company. They are respected amongst both clients and agents for a reliable fixed annuity renewal history and strong corporate governance.