Corebridge American Pathway Fixed 7
Current Fixed Rates Bands
Rate Effective Date October 5, 2026
The Corebridge American Pathway Fixed 7 Annuity is a single-premium, fixed account with a 7-year rate guarantee. After seven years, investors can withdraw, transfer, or reinvest their full account value. If no action is taken, a one-year rate is declared, and the policy continues without surrender penalties.
Two interest rate bands are available. The highest rate is for deposits of $100K or more, while a lower rate is offered for amounts between $25K and $99.9K. There are no surrender charges upon the passing of the owner/annuitant.
This contract allows for yearly withdrawals of 15% in the first year and up to 20% in the following years. Qualified and non-qualified funds are accepted, including most types of IRAs, Roth Conversions, Rollovers, and Non-Qualified Stretch accounts. Corporate-owned annuity contracts are also accepted.
This policy can be tailored in several ways. Return of Premium and Market Value Adjustment riders are available. Including (on declining) these riders will affect the policy’s annual interest rate.
More Annuity options from: Corebridge Life
Notable Features
At no extra cost, this policy includes 15%-20 penalty free withdrawals. Extended Care and Terminal Illness waivers are also included for additional liquidity. This policy can be annuitized in year three without incurring surrender penalties. Owners can also choose to include a Return of Premium and/or Market Value Adjustment rider for additional flexibility.
Additional Details
Product Type
MYGA (Multi-Year Guaranteed Annuity)
Term
7 Years
Free Withdrawals Yr1 / Yr2+
15% / 20%
Additional Withdrawal Information
After 30 days and in the first year, owners may take multiple penalty-free withdrawals up to the greater of accumulated interest or 15% of the Contract Value. If the full 15% is not used, up to 5% may carry over, increasing the following year’s withdrawal allowance to 20%.
Surrender Schedule
9%, 8%, 7%, 6%, 5%, 4%, 2%, 0%
Maximum Age
85
Minimum Investment
$100,000
Maximum Investment
$2,000,000
What We Like About This Annuity
This annuity offers several variations, allowing investors to personalize their policy. Return of Premium and/or MVA riders can be added. Additionally, up to 20% free withdrawals are available in years 2-7 if the full withdrawal amount was not used in the previous year. These are some of the highest liquidity allowances for any fixed annuity.
Other Popular Products
Corebridge Life (formerly AIG) offers several popular fixed and fixed-indexed annuities as well as various life insurance products for future planning. Their income annuities, offered by their subsidiary American General, offer competitive single and joint lifetime income payments.
About Corebridge Life
Corebridge Life
AM Best Rating: A Excellent (3rd of 13 ratings)
https://www.corebridgefinancial.com/what-we-offer/annuities
About Corebridge Life Insurance Company
Formerly AIG, Corebridge Life is a large, well-diversified insurance company providing life and annuity solutions for individuals, families, and businesses. They are the number 2 ranked insurance company in total annuity sales.
With nearly $13 billion in reserves alone and an A rating from AM Best, consumers can rest assured they’ve placed their funds with a stable and well-capitalized insurance company.
They specialize in individual, family, business, and insurance plans for the corporate world. They also carry an 82 Comdex ranking and A+ ratings with Moody’s and Standard & Poor’s.