Retired Delphi Employee Health Insurance Options
Blog
A bankruptcy judge recently approved Delphi Corporation’s reorganization and subsequent request to terminate life and health insurance benefits to many of its retired employees. Benefits could be lost as soon as April 1st for the affected retirees. Former salaried employees will need to explore all available options in order to maintain medical coverage. Medicare Supplement […]
February 25, 2009
Category: Medicare Supplements
Medicare Supplement Insurance Benefit Chart, Copays & Deductibles
Blog
Medicare has many gaps and will not pay for all of your health care related claims. For this reason, many Medicare recipients purchase a supplemental plan to fill in all or the most common gaps. The chart below details ten standardized Medigap plans and explains the different available coverages. It is important to note that private […]
February 10, 2009
Category: Medicare Supplements
Saving On Your Group Health Insurance Premiums
Blog
This most recent downward economic spiral is negatively impacting the bottom line for many corporations. Companies both large and small are laying off employees at record levels in order to maintain profitability. Many businesses are simply looking for immediate ways to lower costs. A simple, yet effective solution is to purchase less expensive group health insurance coverage. Changing health insurance plans or switching […]
February 3, 2009
Category: Group Health Insurance
Health Insurance and Future Planning
Blog
As a life and health insurance agent with fifteen years of experience, I am still unsettled by the number of inquiries I get from prospective clients who I cannot help. Pregnant mothers looking for maternity insurance, consumers who need dental insurance because of a root canal, family members trying to purchase long term care insurance for […]
January 21, 2009
Category: Health Insurance
Anthem Blue Cross and Blue Shield Health Insurance Options
Blog
Anthem Blue Cross and Blue Shield offers several comprehensive health insurance plans in the individual, family and group marketplaces. We work direct with Anthem to provide those quotes to our clients – both on and off of the federal exchange. While Anthem may be more well known for their employer sponsored plans, medical coverage for […]
December 18, 2008
Category: Health Insurance
Maternity Insurance Coverage Waiting Periods
Blog
Our insurance agency receives several inquiries regarding health insurance including maternity coverage. Our clients want their coverage to begin immediately. And they need to know which insurance company offers plans with no waiting period for pregnancy. The good News: All Affordable Care Act Plans Must Now Offer Maternity Coverage. Even if you're pregnant, ACA plans [...]
December 10, 2008
Category: Health Care Reform, Health Insurance
When to Purchase an Annuity Policy – Now!
Blog
There are certain economic cycles that occur every few years which drive up the interest rates in fixed annuity accounts. We are in one of those cycles now. Savvy investors can lock in very high annuity rates (yields/returns) that did not exist only a year ago. View Current Fixed Annuity Interest Rates Economic Turmoil Benefits Fixed Annuity Accounts […]
November 17, 2008
Aetna Health Insurance Quotes & Coverage
Blog
Aetna is a leading carrier in the group health insurance marketplace, but more recently expanded into the individual and family markets. They offer a wide array of plans including traditional coverage, first dollar PPO plans, high deductible health savings accounts and hospital care only policies. Dental insurance can be added to any individual or family plan. Click [...]
November 6, 2008
Category: Health Insurance
Current Annuity Interest Rates
Blog
Federal Reserve recently lowered key interest rates in order to battle the current credit crisis. This is not good news for bank investors who have relied on certificates of deposit and money market savings accounts to save and/or generate income. When inflation is factored in, most bank instrument’s returns are at historical lows. Additionally, the volatility in […]
October 31, 2008
Category: Annuities, Articles, Ohio Annuity
When to Purchase Medicare Supplement Insurance Coverage
Blog
There are several events that guarantee a consumer’s right to purchase Medicare supplement insurance coverage. It is important for seniors to take advantage of these periods or they may no longer qualify medically for enrollment. Listed below are the most common occurrences that allow for guaranteed eligibility into a supplemental plan as well as rules […]
October 27, 2008
Category: Medicare Supplements
Investment Safety With Annuity Accounts
Blog
The most recent market turmoil has many conservative investors second guessing their investment decisions. Those near or in retirement have witnessed significant losses to their IRA, 401(k) and 403(b) retirement accounts. When the market crash of 2000 is factored in, many retirees have experienced an overall loss in their net worth for over ten years. […]
October 17, 2008
Health Care Reform in 2008
Blog
The final presidential debate of 2008 highlighted the stark differences between the two candidates health care plans. In a nutshell, Senator McCain favors tax cuts, choice and portability while Senator Obama is looking for an increase in corporate and government responsibility. Either way, it may be years before any significant legislation is passed to reform […]
October 16, 2008
Category: Health Insurance
G.M. Retirees Health Insurance Options
Blog
The bankruptcy of General Motors Corporation has forced the cancellation of health insurance coverage for many retirees. The changes will be effective January 1, 2008 for former employees. The good news for G.M. retirees over the age of 65 is that they will be in a “guaranteed issue” period for Medicare supplement and prescriptions Part […]
October 16, 2008
Category: Medicare Supplements
Ohio Dental & Vision Insurance Coverage
Blog
Request Dental & Vision QuotesNeed Dental and/or Vision Insurance? We've Got You Covered!Get Quotes We're an independent insurance agency offering dental and vision insurance here in Ohio. With us, you can compare the lowest rates with several companies at once. We can also help your search networks to make your providers accept the plans you're [...]
July 10, 2008
Category: Dental & Vision Insurance