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Maternity Insurance Coverage Waiting Periods

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Our agency receives several inquiries regarding health insurance including maternity coverage with a short waiting period. Our clients usually want their coverage to begin quickly and need to know which insurance company offers the shortest waiting period for pregnancy.

UPDATE January 1, 2014: All Carriers Now Offer Maternity Coverage. If pregnant, coverage must be purchased in the yearly open enrollment windows – otherwise applicants can be declined.

Open enrollment for 2014 ends March 31st! New health insurance cannot be purchased without a qualifying life event after this date!

Click On Any Insurance Logo Below To View Quotes Today!

United Healthcare – Golden Rule

United Healthcare QuotesView UHC Quotes Here »

  • Affordable Monthly Rates
  • Short Term Insurance
  • Health Savings Accounts
  • Dental and Vision Coverage
  • ACA Compliant Coverage

Aetna Health Insurance Quotes

Aetna Health Insurance QuotesView Aetna Quotes Here »

  • Preventive Care Options
  • Health Savings Accounts
  • Nationwide Networks
  • Add-On Dental Coverage
  • Gold, Silver & Bronze

Humana Health Insurance Quotes

Humana Health Insurance QuotesHumana Health Quotes »

  • Large Nationwide Network
  • Health Savings Accounts
  • Individual & Family Plans
  • Stand Alone Dental Coverage
  • Stand Alone Vision Insurance

Ohio Anthem Blue Cross Blue Shield

OH Anthem QuotesOH Anthem BCBS Quotes »

  • Short Term Insurance
  • Popular Maternity Plans
  • Great Preventive Care
  • HSA and Dental Insurance
  • Copay and Coinsurance Options

Missouri Anthem Blue Cross Blue Shield

MO Anthem QuotesMO Anthem BCBS Quotes »

  • Short Term Insurance
  • Maternity Coverage
  • Health Savings Accounts
  • Dental and Life Insurance
  • Small Office Copays

Indiana Anthem Blue Cross Blue Shield

IN Anthem QuotesIN Anthem BCBS Quotes »

  • Short Term Insurance
  • Maternity Coverage
  • Health Savings Accounts
  • Dental and Life Insurance
  • Doctor’s Office Copays

Medical Mutual Health Insurance Quotes

Medical Mutual Health QuotesMedical Mutual Quotes »

  • Large Ohio Network
  • Health Savings Accounts
  • Farmers Bureau Coverage
  • Stand Alone Dental & Vision
  • ACA Compliant For 2014

Understanding Maternity Insurance Waiting Periods

In summary, all carriers are now offering medical insurance that includes maternity coverage. There are no waiting periods for insurance to be begin, but coverage must be purchased during the open enrollment windows.

In other words, if you became pregnant in July, then you would need to wait until the fall (Oct-Dec) to purchase coverage for a January 1 effective date of the next year.

Contact Us Today For Personal Assistance

If you are unsure of your options when it comes to maternity insurance, please contact us. A lot has changed with the implementation of the Affordable Care Act. We can help you understand the rules, regulations and timelines so that you can enroll in the health insurance coverage that best suits your needs and budget.

Category: Health Care Reform, Health Insurance