Find Out About the New Medicare Card and What It Means to You
Blog
For many Americans, Medicare is their primary insurance coverage provider. Most of these people are retired, and some are disabled. And when they need health care services, they just pull out their familiar Medicare card. Now the face of Medicare is changing. And soon a new Medicare card will be issued to those who are covered […]
March 6, 2018
Category: Medicare Supplements
Basic Cost of Medicare in 2018 – Importance of Supplemental Coverage
Blog
This year marks an increase in the cost of medical care. As such, it is wise to understand what you are paying for when you have Medicare. More importantly, there is a need to know why getting supplemental coverage is a necessity when you consider the costs of Medicare and what will be covered. Government […]
March 1, 2018
Category: Medicare Supplements
Five Life Insurance Questions to Ask Before Choosing a Policy
Blog
None of us want to think about it, but we have to: we are mortal, and someday, we’re going to pass on. It is prudent to start planning now for that inevitable time in the future. If you have a family, then you have people who have to take care of your financial obligations after […]
February 26, 2018
Category: Life Insurance
Five Facts to Know Before Buying Short Term Insurance Coverage
Blog
Short-term health insurance is a kind of medical insurance with coverage that is applicable for a specified period only. Also, it covers fewer illnesses compared to what long-term insurance policies do. However, it has a much lesser monthly premium cost compared to ACA (Obamacare) or any employer-based insurance plans. Short-term health insurance is a kind […]
February 22, 2018
Category: Health Insurance
Top Reasons to Get Short-Term Insurance Plan Over Nothing
Blog
With the rising costs of insurance premiums, you may be tempted to believe that you can skate for a while without medical insurance. Perhaps you are between policies or between jobs. Why not take a breather from an insurance payment? Just a month or a year saves you dollars. After all, the premiums for both […]
February 1, 2018
Category: Health Insurance
Should You Get Long-Term Care Insurance? Read This to Decide!
Blog
What images do talks of retirement bring to mind? Ones of freedom? Extended vacations in your favorite spots? Time for that long-put-off hobby? Often, thoughts on retirement center around the pleasurable expenses. Long-term health costs and their related less-than-ideal circumstances fail to factor into the conversation. Long-term care insurance falls off the radar. Furthermore, current […]
January 29, 2018
Category: Long Term Care Insurance
10 Reasons Why Seniors Need Life Insurance
Blog
As a senior, you may think life insurance is unnecessary. After all, your age and health conditions raise premiums. And, honestly, why now? Life insurance replaces income should you pass away, and you are retired. The mortgage is paid off. And, your kids are holding their own. Is a life insurance policy accessible and necessary […]
January 23, 2018
Category: Life Insurance
How Medicare Coverage Falls Short and Supplemental Insurance
Blog
Understanding the world of health insurance can definitely become challenging. If you feel overwhelmed by the policies offered to you and the coverage you need, you are not alone. Medicare and supplemental insurance policies are filled with jargon and fine print that make many of our heads spin. We would like to help clear up […]
January 18, 2018
Category: Medicare Supplements
5 Differences Between Long and Short-Term Health Insurance
Blog
Short vs. long. Medical vs. life. Temporary vs. full. Term vs. whole. Health insurance vs. disability. Home, auto, and travel. The insurance options can become overwhelming. While we cannot clear up all the confusion in one article, let us explain the difference between short-term or term policies and long-term or whole options. Short-term health insurance […]
January 2, 2018
Category: Health Insurance
How Life Insurance Helps You Achieve New Year Resolutions
Blog
The New Year rings in with celebration and hope for a brighter year. Promises and resolutions fly like confetti after the infamous Times Square ball drop. But, as the sweeping of the streets commences the next day, so does the usual routine of our lives. And resolutions tend to get lost. What if we told […]
December 29, 2017
Category: Life Insurance
What You Need to Know About Short-Term Health Insurance
Blog
Short-term health insurance offers a temporary insurance solution, or so is its intent. A gap in insurance due to a job change, while waiting for Medicare or other coverage to begin, or being outside the open enrollment period proves a viable situation to obtain short-term policies. You may also know this coverage as temporary, term […]
December 28, 2017
Category: Health Insurance
Options When You Miss the Medicare Supplemental Insurance Deadline
Blog
Navigating the Medicare insurance game proves tricky and complex. With so many options and varying deadlines for each policy, confusion often sets in and overwhelms the average applicant. And with changing regulations, you need quality medical coverage more than ever. What are your options when you miss the Medicare supplemental insurance deadline? Medigap helps. This […]
December 18, 2017
Category: Medicare Supplements
How to Take Care Of A Gap In Medical Insurance Coverage
Blog
The purpose of health insurance is to make sure that you are covered in case of an emergency, if your health suddenly worsens or if you need to deal with a chronic condition that you would otherwise never be able to afford to treat. However, no matter how diligently we plan out our insurance coverage […]
December 1, 2017
Category: Health Insurance
A Basic Buyer’s Guide to Medicare Prescription Drug Coverage
Blog
With Medicare Open Enrollment now underway until December 7, you may be starting to reconsider your coverage and decide whether you want to switch to a different policy. Or maybe you’re a first-time enrollee and are looking for some more information on which plan you should sign up for and what benefits are worth considering. […]
November 26, 2017
Category: Medicare Part D
Preparing for the Cost of Ohio Group Health Insurance
Blog
Group health insurance is mandated for every company that has over 50 full-time employees. This mandate helps each person working for that company be insured under current health care law. These group insurance plans, which can be purchased from different carriers in Ohio, can be fully-funded, self-funded, limited benefit or minimum essential coverage. All of […]
November 18, 2017
Category: Group Health Insurance