Steps To Take When Open Enrollment for Medicare Begins
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Medicare open enrollment is currently underway from Oct. 15 to Dec. 7 of this year. This means that if you want to change your coverage or add a supplemental insurance plan, this is the time to do it. All new insurance policies take effect on Jan. 1, 2018. But, before they do, you have some […]
Category: Medicare Advantage, Medicare Supplements
Quick Comparison Guide to the Best Annuity Options
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No matter how old you are, thinking about retirement is essential. Not only is employment changing — with more people being self-employed, it’s less likely that you’ll have a cushy pension to fall back on after you retire — but the very existence of retirement benefits like Social Security may not be as stable as […]
Category: Annuities
Understanding the Potential Long-Term Care Cost for Seniors
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If you’re getting older, you’ve probably thought about what kind of insurance you’ll need to cover health issues and medical expenses, from medications to specific procedures. But in some cases, for chronic conditions, disabilities or illnesses, long-term care will be necessary — whether this means staying in a nursing home, hiring a live-in caretaker or […]
Category: Long Term Care
Why to Get Affordable Medicare Supplement Insurance Plans
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If you’re currently on Medicare, you are probably keenly aware of everything that it covers. From surgery to physical therapy, this government entitlement benefit provides health insurance for Americans 65 and older who have worked into the system and are now retired. But although Medicare is relatively comprehensive, it doesn’t cover everything — which is […]
Category: Medicare Supplements
Are Fixed Annuities a Good Investment For Me to Make?
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If you’re considering taking out an insurance policy, it’s important to understand the components that go into it. And review the options that you have, starting with one of the most crucial concepts – the annuity. Are fixed annuities a good investment for you to make? Consider how they work to make an educated decision. […]
Category: Annuities
Why Should I Buy Life Insurance – The Advantages of Youth
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For many younger people, the thought of buying life insurance is probably about as far from your mind as it can be. You’re young, and life insurance is something only old people have to think about, right? Unfortunately, nothing could be further from the truth. While you seem to have a long, happy life ahead […]
Category: Life Insurance
7 Considerations When Choosing Ohio Insurance Agents
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When you’re shopping around for an insurance policy, one thing is probably on your mind: price. Most people are looking for the cheapest option possible. But choosing an insurance agent is more than just a cost-conscious decision. This choice can impact your life for years to come. Make it wisely, by reviewing all possible options. […]
Category: Health Insurance
Medicare Planning Step By Step
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Category: Medicare Supplements, Retirement Planning
Medicare & Health Savings Accounts
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Category: Medicare Supplements, Retirement Planning
Top 5 Medicare Insurance Mistakes
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Category: Medicare Supplements
2016 Fixed Index Annuity Performance
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Category: Annuities
Do Medicare Supplements Have Networks?
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Category: Medicare Supplements
Tips For Purchasing Medicare Supplement Insurance Plans
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Reviewing and understanding your supplemental insurance options can be overwhelming when you are new to Medicare. There are several options to choose from and it’s hard to know which plans with which provider will be most suitable for the long haul. In the following article, we provide tips and advice to help you navigate this somewhat […]
Category: Medicare Advantage, Medicare Supplements
Medicare Supplement Discounts
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When shopping for Medicare supplement plans, it’s important to know many providers offer spousal and/or household discounts for married applicants – or those who share a residence. These discounts usually range from 5-12% depending on the insurance company guidelines. There are several providers offering supplemental premium discounts to those who qualify. AARP United Healthcare, Aetna, Anthem Blue […]
Category: Articles, Medicare Supplements
Should I Buy An Annuity?
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It depends who you ask. For those selling annuities, the answer is usually yes. For those who only sell competing accounts like stocks, bonds and mutual funds – the answer is almost always no. Most everyone has some skin in the game and they’ll work hard to make the case for their products over others. […]
Category: Annuities, Articles, Retirement Planning