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 If you are applying for Medicare, you’ll have premiums that need to be paid. There are several different payment options to consider. However, the these options vary depending on what type of Medicare premium you’re covering. The team at Hyers & Associates is available to help you sort through any questions you might have regarding …

November 6, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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There are so many insurance options. How do you know what the differences are and determine which is right for you?  The team at Hyers & Associates would like to end the confusion and help walk you through what the differences are between these two types of life insurance. The major difference between whole life …

October 30, 2018

Category: Life Insurance

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Here at Hyers and Associates, we are offering a guaranteed issue Medicare supplement insurance policy for our Ohio clients in 2019. So long as you have an existing supplemental policy, you can apply for this one with no medical underwriting. This is a limited time offer, so contact us today. There is only one insurance …

October 21, 2018

Category: Medicare Supplements

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If you are not sure whether you need to enroll in Medicare every year when the enrollment period is opened, the team at Hyers & Associates is here to help. We’ve detailed information below, however, we also welcome your call anytime. In most cases, you do not need to enroll in Medicare each year. You …

October 18, 2018

Category: Medicare Advantage, Medicare Supplements

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A, B, C & D. Sounds pretty basic, doesn’t it? Well, when it comes to Medicare parts A, B, C, & D it’s not always as obvious as you might expect. Each letter covers an entirely different part of your healthcare, so let’s break it down and take a look at what each letter covers, how …

October 13, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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It's the time of year when Medicare announces changes that affect Medicare beneficiaries and the insurance plans they own.  Like most years, the 2018 changes are small and incremental.  We will discuss them below and how they will affect your out of pocket exposure. (It's important to note that when the officials at CMS (Centers [...]
October 13, 2018

Category: Medicare Advantage, Medicare Supplements

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It’s that time of the year again. The holidays will be here soon, and with that time period also comes your annual open enrollment period for Medicare. So many decisions, so little time. Let’s take a quick look at this opportunity and why you should take advantage of it. Here are 5 Tips For Medicare …

September 26, 2018

Category: Medicare Supplements

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Medicare is restoring the Open Enrollment Period (OEP) for 2019. This enrollment window will begin January 1st and go through March 31st. You may have some options if you find yourself in a Medicare insurance plan that does not meet your needs. This window is much different than the Annual Election Period (AEP) that runs …

August 27, 2018

Category: Medicare Advantage

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Medicare isn’t always that simple, but with a little guidance you can make educated decisions from the beginning. Making good choices is the key to avoiding lifetime monetary penalties, enrollment delays and unnecessary medical underwriting. You can feel confident in your Medicare future by learning a few important items now. Posted below are five critical …

August 5, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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Self-employment offers freedom and the ability to control your workflow independently. But this means giving up benefits provided by employers, such as group health insurance and a pension plan. Or does it? Discover how to get Ohio group health insurance when you are self-employed. What is Ohio Group Health Insurance? A business purchases group health …

July 25, 2018

Category: Group Health Insurance

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When it comes to Medicare and Medicare Advantages plans, all of them are not equal. And this becomes confusing for seniors who just want the necessary coverage to see doctors and maintain their overall well-being. Each year, the possibilities change and evolve during the open enrollment period. So how do you know what to choose? …

July 5, 2018

Category: Medicare Advantage

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Investing for the future helps people maximize their income during retirement and ensure security in the years to come. With a variety of options to consider, a one-size-fits-all strategy does not work. Consumers must work with an educated agent and do research to make the most sensible choices. A smart approach is to learn about …

June 28, 2018

Category: Annuities

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If you’re shopping for individual, group or Medicare supplemental insurance, you may find all the different network acronyms confusing. In this post, we will better explain what these mean and how they affect your chosen coverage. We’ll take a deeper look into each type so you can decide which one is best. A Medicare Advantage …

June 25, 2018

Category: General Insurance

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Could your loved ones survive comfortably without your income? Nobody wants to plan for death, but it matters. The people you care about could be left upset and financially stressed. Choosing the right insurance makes a difference in the quality of their lives. And it also offers peace of mind for you and your family …

June 21, 2018

Category: Life Insurance

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Operating a small business is challenging and rewarding. People work hard to create an enterprise that pays their bills and employs others. Each member of the team is essential to support the daily company operations. If someone becomes seriously ill or dies, it impacts the business. Discover crucial reasons to invest in small business life …

June 13, 2018

Category: Life Insurance

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