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The Hyers & Associates team works with annuities of all kinds and can help you understand how they are used in conjunction with your retirement - or as an investment opportunity. Many people search for safe and reliable ways to manage their money while retired, and an annuity is an option you should consider. Understanding [...]
February 14, 2019

Category: Annuities

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If you are nearing (or already) eligible for Medicare, you are probably wondering “should I buy Medicare F or G. You should consider Medicare Supplement Plan G as your choice for supplemental insurance. It's one of the most comprehensive plans available, but it also offers good value when compared to other Medigap plans like F [...]
January 31, 2019

Category: Medicare Supplements

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A lot of our clients ask about a free Silver Sneakers gym membership or how do I get silver sneakers when shopping for supplemental insurance plans. It can save members a lot of money. Some insurance companies offer this valuable benefit, but many do not. And availability will depend on where you live. It's important [...]
January 11, 2019

Category: Medicare Advantage, Medicare Supplements

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We get older every day and as we do, we have our eye on retirement. However, along with retirement, there is also a concern over the possibility of getting sick and needing long-term care. To rest assured you’ll be taken care of when that time comes, the team at Hyers & Associates can help you [...]
January 9, 2019

Category: Long Term Care Insurance, Retirement Planning

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Today we are going to look at the differences between the most commonly used Medicare Supplemental Insurance Plans F, G and N. There is a lot of confusion about Medicare Supplemental Insurance F, G and N options, also called Medigap Insurance. The Hyers and Associates team members work with these plans every day. Some policies …

December 19, 2018

Category: Medicare Supplements, Uncategorized

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 If you are applying for Medicare, you’ll have premiums that need to be paid. There are several different payment options to consider. However, the these options vary depending on what type of Medicare premium you’re covering. The team at Hyers & Associates is available to help you sort through any questions you might have regarding …

November 6, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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There are so many insurance options. How do you know what the differences are and determine which is right for you?  The team at Hyers & Associates would like to end the confusion and help walk you through what the differences are between these two types of life insurance. The major difference between whole life …

October 30, 2018

Category: Life Insurance

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Here at Hyers and Associates, we are offering a guaranteed issue Medicare supplement insurance policy for our Ohio clients in 2019. So long as you have an existing supplemental policy, you can apply for this one with no medical underwriting. This is a limited time offer, so contact us today. There is only one insurance …

October 21, 2018

Category: Medicare Supplements

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If you are not sure whether you need to enroll in Medicare every year when the enrollment period is opened, the team at Hyers & Associates is here to help. We’ve detailed information below, however, we also welcome your call anytime. In most cases, you do not need to enroll in Medicare each year. You …

October 18, 2018

Category: Medicare Advantage, Medicare Supplements

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A, B, C & D. Sounds pretty basic, doesn’t it? Well, when it comes to Medicare parts A, B, C, & D it’s not always as obvious as you might expect. Each letter covers an entirely different part of your healthcare, so let’s break it down and take a look at what each letter covers, how …

October 13, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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It's the time of year when Medicare announces changes that affect Medicare beneficiaries and the insurance plans they own.  Like most years, the 2018 changes are small and incremental.  We will discuss them below and how they will affect your out of pocket exposure. (It's important to note that when the officials at CMS (Centers [...]
October 13, 2018

Category: Medicare Advantage, Medicare Supplements

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It’s that time of the year again. The holidays will be here soon, and with that time period also comes your annual open enrollment period for Medicare. So many decisions, so little time. Let’s take a quick look at this opportunity and why you should take advantage of it. Here are 5 Tips For Medicare …

September 26, 2018

Category: Medicare Supplements

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Medicare is restoring the Open Enrollment Period (OEP) for 2019. This enrollment window will begin January 1st and go through March 31st. You may have some options if you find yourself in a Medicare insurance plan that does not meet your needs. This window is much different than the Annual Election Period (AEP) that runs …

August 27, 2018

Category: Medicare Advantage

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Medicare isn’t always that simple, but with a little guidance you can make educated decisions from the beginning. Making good choices is the key to avoiding lifetime monetary penalties, enrollment delays and unnecessary medical underwriting. You can feel confident in your Medicare future by learning a few important items now. Posted below are five critical …

August 5, 2018

Category: Medicare Advantage, Medicare Part D, Medicare Supplements

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Self-employment offers freedom and the ability to control your workflow independently. But this means giving up benefits provided by employers, such as group health insurance and a pension plan. Or does it? Discover how to get Ohio group health insurance when you are self-employed. What is Ohio Group Health Insurance? A business purchases group health …

July 25, 2018

Category: Group Health Insurance

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