Indexed Annuity Returns Over 15%
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Indexed annuity accounts credit interest based on the performance of chosen stock and bond market indexes, however they are not variable in nature and have no direct market exposure. This simply means that when the market goes down, there is no risk of losing your invested principal or interest gains from previous years. During the past twelve months, […]
Plan F Medicare Supplement Insurance
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Category: Medicare Supplements
Medicare Supplement Price Increases
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Category: Medicare Supplements
Insurance Policies That Lower Your Income Tax Obligations
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It’s April 15th and while many have already filed their tax returns, some are still scrambling to get their documents in on time. Thus, it is an appropriate time of the year to talk about different ways to reduce your income taxes. If you wish to reduce the amount of taxable income on your 1040 or are […]
Category: Annuities, Articles, Life Insurance, Wealth Transfer
Medicare Supplement Plans N and M
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Medicare supplement insurance Plans M and N will be available for purchase with effective dates of June 1, 2010 and beyond. These two new plans offer attractive coverage for those willing to exchange lower monthly premiums for higher out of pocket expenses. Both M and N are cost sharing plans. The insured will be responsible for additional […]
Category: Medicare Supplements
Health Care Reform – Insuring Children with Preexisting Conditions
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One of the first components of the health care bill to take effect is the requirement that insurance companies provide coverage for children under age 19 who have preexisting conditions. The change is slated to take place in September of 2010 and is designed to prevent children from being excluded from their parent’s policy or a […]
Category: Health Care Reform
Easy Term Life Insurance Enrollment
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Category: Life Insurance
Indexed Annuity Accounts – The Role of Spreads, Caps, and Participation Rates
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If you are considering investing in a fixed indexed annuity, you should become familiar with a few terms. Almost all indexed annuities have internal moving parts referred to as spreads, caps, and participation rates. The fluctuations of these moving parts can significantly affect your annuity’s rate of return now and in the future. Insurance companies will adjust their […]
Life Insurance & Annuity 1035 Exchanges
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Category: Annuities
New Medicare Supplement Plans For 2012
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The recent passing and implementation of the Medicare Modernization Act created permanent changes to the Medicare supplement plans insurance companies can offer after June 1, 2010. All plans are still in effect for 2012. Plans A, B, C, D, F, G, K and L offer nearly the same benefits as before with Plan F now […]
Category: Medicare Supplements
New Anthem Health Insurance Plans
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As debate heats up about the rising cost of individual and family health insurance around the country, many carriers are looking at ways to reduce premiums for existing and future insureds. Anthem Blue Cross Blue Shield recently introduced new coverage options with new benefit designs in order to keep prices affordable. Our agency is proud […]
Category: Health Insurance
Avoid and Reduce Inheritance Taxes in Ohio
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Editor’s Note: As of 2013, Ohio non longer has an inheritance tax. Residents may still be subject to Federal Estate Taxes, however. It is also possible that Ohio residents could pay inheritance taxes on property and assets inherited from a deceased resident of another state. Furthermore, we still see many of our large-estate clients using […]
Category: Life Insurance, Retirement Planning
Ohio Group Health Insurance Application
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Whether you manage a small or large number of employees, it can be a painstaking and time consuming process to obtain group health insurance quotes in Ohio. If you have a new business or are shopping for better rates on your existing plan, correctly filling out applications with several companies can be a tedious process […]
Category: Group Health Insurance
Medical Mutual of Ohio Health Insurance Quotes
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In a landscape of national health insurance companies, Medical Mutual is considered to be more of a regional insurance player. While they have branched out to other states in the last few years, they are best known in Ohio as an individual, family and group health insurance provider. In business since 1934, they offer products […]
Category: Health Insurance
Gerber Life Medicare Supplements In California
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Gerber Life is now offering Medicare supplement insurance in California. This is the same well known and well rated Gerber Insurance Company that offers life insurance to children. Gerber Medigap plans are priced quite competitively and in many areas they are the best rates available for those over age 65. Consumers can request personal quotes from […]
Category: Medicare Supplements, Retirement Planning