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Now that the Supreme Court has upheld most of the provisions in the Patient Protection and Affordable Care Act (otherwise known as Obamacare) high income investors can expect to pay higher taxes on most investments. Legislative changes of this magnitude certainly come at a cost and in order to pay for Obamacare, investors must now share more of …

July 10, 2012

Category: Articles, Health Care Reform, Wealth Transfer

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It’s April 15th and while many have already filed their tax returns, some are still scrambling to get their documents in on time.  Thus, it is an appropriate time of the year to talk about different ways to reduce your income taxes. If you wish to reduce the amount of taxable income on your 1040 or are …

April 15, 2010

Category: Annuities, Articles, Life Insurance, Wealth Transfer

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Life insurance shoppers want to know:  What is the difference between whole and term life insurance and what type of policy should I purchase?  The answer is usually simple depending on the circumstances. Listed below are life insurance explanations as well as recommendations for purchasing a life policy, tax avoidance and estate planning strategies. Whole Life Insurance …

June 11, 2009

Category: Articles, Life Insurance, Wealth Transfer

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There are several strategies to pass assets to the next generation, but using life insurance for wealth transfer is one of the most efficient.  Life policies immediately create a fully valued tax-free asset upon first premium receipt. Many of our clients want to know about the most efficient and cost effective ways to maximize the …

August 29, 2007

Category: Articles, Life Insurance, Wealth Transfer

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Up until a few years ago, consumers had few choices when it came to long term care insurance (LTCi). Traditional policies that provided a certain amount monetary reimbursement were the norm. Policies could be designed to cover expenses for a few months or much longer period of time – even providing benefits for the insured’s …

August 29, 2007

Category: Articles, Long Term Care, Retirement Planning, Wealth Transfer

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