Ohio Insure Plan Logo

If you are currently enrolled or soon to be enrolled in Medicare, you usually have just two insurance choices to close/minimize the gaps in this government insurance program: Medicare Supplements or Medicare Advantage plans. It’s a good idea to choose one or the other as Original Medicare has several benefit gaps with open ended expenses. …

January 21, 2011

Category: Medicare Advantage, Medicare Supplements

Continue

Forethought Life Insurance Company is offering affordable Medicare supplement coverage in several states across the U.S. Forethought is well known for their diverse annuity and life portfolio, but they also offer supplemental Medicare policies through independent agencies like ours. It is not uncommon to see insurance companies enter the Medicares supplement marketplace after developing a strong …

December 14, 2010

Category: Medicare Supplements

Continue

When shopping for Medicare supplement insurance to help cover the gaps in your Medicare Part A and Part B coverage, it is important to know what your out of pocket expenses will be each year. The Part A and B deductible amounts increase each year as determined by the Centers for Medicare and Medicaid Services. All …

November 12, 2010

Category: Medicare Supplements

Continue

As of October 15th 2010, Anthem Blue Cross Blue Shield of Ohio is offering Medicare supplement coverage on a guaranteed issue basis in certain circumstances – along with their standard underwritten plans. This is good news for those over age 65 who have had trouble switching from costly Medicare supplements because of poor health or …

October 28, 2010

Category: Medicare Supplements

Continue

There are several insurance companies offering Medicare supplement insurance plans across the U.S. – some are more well known than others. For every Anthem Blue Cross/Blue Shield and United Healthcare there are a dozen other companies offering the same benefits and coverage. How are you to know which insurance company is best for you? Understanding Medicare …

July 23, 2010

Category: Medicare Supplements

Continue

Medicare supplement Plan G was updated way back in 2010 and should now be considered by most beneficiaries as a smart purchase when supplementing original Medicare Parts A and B. After Plan F, Plan G is one of the most comprehensive plans available. It is an affordable choice if you are willing to cover the small, one-time Part B …

June 14, 2010

Category: Medicare Supplements

Continue

Plan F Medicare supplement insurance policies are the most comprehensive supplemental plans available for purchase today. They cover all gaps in Medicare and have no out-of-pocket costs to the insured for Medicare approved expenses. With Plan F, there are no deductibles, coinsurance or copays to meet. So long as your expenses are Medicare approved, Plan F …

April 30, 2010

Category: Medicare Supplements

Continue

Medicare supplement premiums are usually locked in during the first year of the policy. After 12 months and on your policy anniversary, you may find that the insurance company has increased your monthly rates substantially from the base rate. Many carriers are enacting price increases of ten percent or more year over year and some are raising prices …

April 23, 2010

Category: Medicare Supplements

Continue

Medicare supplement insurance Plans M and N will be available for purchase with effective dates of June 1, 2010 and beyond.  These two new plans offer attractive coverage for those willing to exchange lower monthly premiums for higher out of pocket expenses. Both M and N are cost sharing plans. The insured will be responsible for additional …

April 8, 2010

Category: Medicare Supplements

Continue

Manhattan Life Insurance Company offer many types of policies, but may be best known for affordable Medicare supplement insurance coverage. Plans offered include A, B, C, D, F, G and N. They have recently lowered Plan G & N rates becoming one of the most competitive providers in many states. In most states, policies are issued on …

March 23, 2010

Category: Medicare Supplements

Continue

The recent passing and implementation of the Medicare Modernization Act created permanent changes to the Medicare supplement plans insurance companies can offer after June 1, 2010.  All plans are still in effect for 2012. Plans A, B, C, D, F, G, K and L offer nearly the same benefits as before with Plan F now …

February 18, 2010

Category: Medicare Supplements

Continue

Gerber Life is now offering Medicare supplement insurance in California. This is the same well known and well rated Gerber Insurance Company that offers life insurance to children. Gerber Medigap plans are priced quite competitively and in many areas they are the best rates available for those over age 65.  Consumers can request personal quotes from …

January 5, 2010

Category: Medicare Supplements, Retirement Planning

Continue

It is quite common for new carriers to enter the Medicare supplement marketplace every year. One of the newest entrants is Assured Life.  These plans are underwritten by Mutual of Omaha. The monthly premiums are very competitive in the states where they currently offer coverage.  Arizona and Ohio residents over age 65 will find their rates …

December 14, 2009

Category: Medicare Supplements

Continue

Medicare open enrollment for 2010 begins on November 15th and lasts through December 31st.  This is a period of time that occurs each year and allows Medicare beneficiaries to make changes to their existing coverages.  There is some confusion about this window of time and what changes can be made.  Please read on to learn …

November 17, 2009

Category: Medicare Supplements

Continue

A bankruptcy judge recently approved Delphi Corporation’s reorganization and subsequent request to terminate life and health insurance benefits to many of its retired employees.  Benefits could be lost as soon as April 1st for the affected retirees. Former salaried employees will need to explore all available options in order to maintain medical coverage. Medicare Supplement …

February 25, 2009

Category: Medicare Supplements

Continue