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Vanishing deductible benefits are not for car insurance policies only.  Health insurance providers are also offering policies with a deductible that decreases over time when the chosen limit has not been reached by the insured(s). This is being done in an effort to make older health insurance polices more attractive and to retain healthy customers …

February 14, 2012

Category: Health Insurance, Health Savings Accounts

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You might purchase a health insurance policy that can be coupled with a health savings account simply to obtain lower monthly premiums. In exchange for covering more of the incidental expenses out of pocket with a HSA qualified plan, you can keep your individual or family health insurance more affordable. Perhaps of more importance are …

June 17, 2010

Category: Health Insurance, Health Savings Accounts

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Health Savings Account deductibles have increased for consumers who own or intend to purchase a HSA compatible health insurance policy. A Single or individual policy owner may contribute up to $2,900 this year while a family policy holder can contribute up to $5,800.   Click here to learn more about HSA  plans. The increased contribution …

January 8, 2008

Category: Health Insurance, Health Savings Accounts

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In an attempt to make health insurance and health savings accounts more attractive to consumers and businesses, Congress has revised HSA legislation in 2007. The new laws make HSA’s for individuals, families and businesses more beneficial which may likely increase the popularity of these plans. The intended result may be that more Americans purchase high …

January 22, 2007

Category: Health Insurance, Health Savings Accounts

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The most common question I am asked as an insurance broker is: “Who has the most affordable insurance plans?” My stock answer is: What benefits are you looking for? To which the customer might reply: “I want the best benefits I can purchase at the most affordable price.” We live in a county where consumers want the …

November 30, 2006

Category: Health Insurance, Health Savings Accounts

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As the race for Governor heats up in Ohio, there is some tough talk from both camps on the need to get Ohioans insured. In our mind, it is doubtful that health insurance will become mandatory or that our state government will subsidize plans anytime soon, but opening a dialogue on this important topic is …

October 20, 2006

Category: Health Insurance, Health Savings Accounts

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