Annuities

Investing in a guaranteed indexed annuity with fixed rates is a wise investment choice. It makes even more sense when interest rates are high. Many indexed annuities start with high first-year caps and participation rates only to decrease them yearly at renewal. However, there are a handful of indexed annuities that declare fixed caps and [...]

Category: Annuities

If you're planning for present or future income, you should consider an annuity. These safe and insured investments have worked for investors for over 125 years. And they are specifically designed for growth and income. Everyone wants a secure retirement with a stream or worry-free income. There are many ways to create reliable income. It's [...]

Category: Annuities

Depending on your situation, you will usually have several options when inheriting an annuity. Your decisions can have significant effects on withdrawals, taxes, and future investment options. That's why it's important to find the right help when deciding how to proceed. A good accountant, annuity broker and/or financial advisor can help you maximize your inheritance. [...]

Category: Annuities

There are several items to consider when shopping for annuity policies. These safe and secure contracts offer several benefits, but their features can vary significantly. Purchasing the right annuity at the right time will provide years of reliable growth and income. But most importantly, you also get peace of mind. It's comforting to own an [...]

Category: Annuities

Fixed annuities are popular investments right now and for good reason. They offer guaranteed fixed rates, competitive returns, and are incredibly safe contracts. Choosing the best fixed annuity at the right time maximizes growth and income. Currently, short-term annuity accounts offer some of the highest returns we've seen in decades. This is great for investors [...]

Category: Annuities

There are several ways to maximize your fixed annuity policy for growth and income. It's important to select the right type of account based on your financial needs. First, you should know that fixed annuities can credit interest in two different ways. Most grow through compounding interest, but there are some that credit simple interest [...]

Category: Annuities

The best indexed annuity policies offer the highest participation rates. Higher rates give you the opportunity for larger gains when the index you've chosen performs well. Not all indexes are created equal, however. There are several nuances that will affect your total returns. This post discusses what to look for regarding annuity participation rates. What [...]

Category: Annuities

There's a lot of buzz around annuity accounts now and for good reason. Fixed annuities are some of the safest and most secure investments available. In a rising interest rate environment, these accounts protect and preserve wealth while providing guaranteed returns. They are also insured. With so much interest, you'll want to understand how these [...]

Category: Annuities

Timing any market is difficult and the fixed interest rate market is no different. Only the most experienced (and perhaps luckiest) get it exactly right. For the rest of us, we may not want to do all of our buying at once. It's difficult to find the highs and lows when buying annuities. For the [...]

Category: Annuities

Purchasing an annuity is a smart way to save money. It's also a great way to set up a guaranteed stream of income in retirement. You will create reliable returns and give yourself peace of mind as a part of your investment portfolio. Ultimately, the question arises – how do I get paid from my [...]

Category: Annuities

Our clients are searching for competitive fixed annuity rates. They want safe and insured accounts that are reliable and worry-free. The good news is that Nassau Life fixed annuity rates are some of the best in the country. They offer high yields in terms that range from 4-7 years. These accounts are suitable for conservative [...]

Category: Annuities

Annuities are unique investments popular for income, tax-deferral, growth and safety. Most policies have no exposure to market downturns. They are designed to provide certainty. Conservative investors enjoy having a portion of their portfolio safe and protected from losses. While these accounts do come with guarantees, many want to know how they're insured and by [...]

Category: Annuities

If you need a one year fixed annuity, we can help. Hyers and Associates is an independent brokerage specializing in annuities of all types. We'll help you compare the highest rates available. Many of our clients are looking for short-term policies with fair rates of return. You might be surprised to know that many of [...]

Category: Annuities