Compare Ohio Medicare Advantage Plans
Blog
There are several changes to Ohio Medicare Advantage plans for 2026. Many insurance companies are shrinking their coverage areas. Others are cancelling plans for those who are already enrolled. With these changes, Ohio residents need help finding suitable coverage to fit their needs and budget. Fortunately, there are many HMO and PPO options available and [...]
October 7, 2025
Category: Medicare Advantage
Guaranteed Indexed Annuity With Rate Locks
Blog
Investing in a guaranteed indexed annuity with fixed rates is a wise investment choice. It makes even more sense when interest rates are high. Many indexed annuities start with high first-year caps and participation rates only to decrease them yearly at renewal. However, there are a handful of indexed annuities that declare fixed caps and [...]
September 20, 2025
Category: Annuities
High Interest Jumbo Annuity Accounts
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Our high net worth clients often consider jumbo annuity accounts to meet their investment needs. Annuities are well-regarded for their safety and security, but they are also valuable for growth and income. Generally speaking, a jumbo annuity is an account funded with a deposit of more than $1 million. Many accounts are larger, however. Several [...]
June 19, 2025
Category: Annuities, Wealth Transfer
Annuities For Passive Income
Blog
If you're planning for present or future income, you should consider an annuity. These safe and insured investments have worked for investors for over 125 years. And they are specifically designed for growth and income. Everyone wants a secure retirement with a stream or worry-free income. There are many ways to create reliable income. It's [...]
April 18, 2024
Category: Annuities
2024 Medicare Premiums & Deductibles
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The Centers for Medicare & Medicaid Services has announced the new Medicare cost-sharing amounts for 2024. With inflation rising, the percentage increases are higher than in past years. We discuss the numbers below and how they affect your premiums, deductibles, coinsurance, and out-of-pocket exposure. These changes affect all insurance plans - both new and old. [...]
October 2, 2023
Category: Medicare Supplements
Options When Inheriting An Annuity Account
Blog
Depending on your situation, you will usually have several options when inheriting an annuity. Your decisions can have significant effects on withdrawals, taxes, and future investment options. That's why it's important to find the right help when deciding how to proceed. A good accountant, annuity broker and/or financial advisor can help you maximize your inheritance. [...]
August 3, 2023
Category: Annuities
What To Consider When Buying An Annuity
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There are several items to consider when shopping for annuity policies. These safe and secure contracts offer several benefits, but their features can vary significantly. Purchasing the right annuity at the right time will provide years of reliable growth and income. But most importantly, you also get peace of mind. It's comforting to own an [...]
April 26, 2023
Category: Annuities
Fixed Annuities: A Safe and Secure Retirement
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Fixed annuities are a popular option for individuals who are looking for a safe and secure way to save for retirement. Unlike variable annuities, which are tied to the stock market and can fluctuate in value, fixed annuities offer a guaranteed rate of return. They also provide stable tax-deferred growth and a predictable source of [...]
March 31, 2023
Category: Annuities, Retirement Planning
Short Term Annuity Accounts
Blog
Fixed annuities are popular investments right now and for good reason. They offer guaranteed fixed rates, competitive returns, and are incredibly safe contracts. Choosing the best fixed annuity at the right time maximizes growth and income. Currently, short-term annuity accounts offer some of the highest returns we've seen in decades. This is great for investors [...]
March 20, 2023
Category: Annuities
Annuity Accounts: Simple Vs Compound Interest
Blog
There are several ways to maximize your fixed annuity policy for growth and income. It's important to select the right type of account based on your financial needs. First, you should know that fixed annuities can credit interest in two different ways. Most grow through compounding interest, but there are some that credit simple interest [...]
January 29, 2023
Category: Annuities
2024 Wellcare Part D Drug Insurance
Blog
If you're shopping for the lowest cost 2024 Medicare Part Prescription Drug plans, Wellcare might be a great choice. They are offering three plans with various benefits and cost-sharing. From lowest to highest monthly premiums, those three plans are the Wellcare Value Script, Classic, and Value Plus PDP. Using our software, you can compare all [...]
October 13, 2022
Category: Medicare Part D
Indexed Annuity Participation Rates
Blog
The best indexed annuity policies offer the highest participation rates. Higher rates give you the opportunity for larger gains when the index you've chosen performs well. Not all indexes are created equal, however. There are several nuances that will affect your total returns. This post discusses what to look for regarding annuity participation rates. What [...]
September 23, 2022
Category: Annuities
Comparing A+ Rated Insurance Companies
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When choosing an insurance provider, company ratings are of great importance. Whether it's an annuity account, Medicare supplement, life insurance policy, or long term care coverage - you want assurances your chosen company will be there for the long run. All insurance is an investment in your future. Knowing you have an A+ rated carrier [...]
July 6, 2022
Category: Uncategorized
Common Annuity Terms & Definitions
Blog
There's a lot of buzz around annuity accounts now and for good reason. Fixed annuities are some of the safest and most secure investments available. In a rising interest rate environment, these accounts protect and preserve wealth while providing guaranteed returns. They are also insured. With so much interest, you'll want to understand how these [...]
May 18, 2022
Category: Annuities
When Is The Best Time To Buy An Annuity?
Blog
Timing any market is difficult and the fixed interest rate market is no different. Only the most experienced (and perhaps luckiest) get it exactly right. For the rest of us, we may not want to do all of our buying at once. It's difficult to find the highs and lows when buying annuities. For the [...]
April 1, 2022
Category: Annuities