Self-employment offers freedom and the ability to control your workflow independently. But this means giving up benefits provided by employers, such as group health insurance and a pension plan. Or does it? Discover how to get Ohio group health insurance when you are self-employed. What is Ohio Group Health Insurance? A business purchases group health […]
Category: Group Health Insurance
When it comes to Medicare and Medicare Advantages plans, all of them are not equal. And this becomes confusing for seniors who just want the necessary coverage to see doctors and maintain their overall well-being. Each year, the possibilities change and evolve during the open enrollment period. So how do you know what to choose? […]
Category: Medicare Advantage
Investing for the future helps people maximize their income during retirement and ensure security in the years to come. With a variety of options to consider, a one-size-fits-all strategy does not work. Consumers must work with an educated agent and do research to make the most sensible choices. A smart approach is to learn about […]
Category: Annuities
If you’re shopping for individual, group or Medicare supplemental insurance, you may find all the different network acronyms confusing. In this post, we will better explain what these mean and how they affect your chosen coverage. We’ll take a deeper look into each type so you can decide which one is best. A Medicare Advantage […]
Category: General Insurance
Could your loved ones survive comfortably without your income? Nobody wants to plan for death, but it matters. The people you care about could be left upset and financially stressed. Choosing the right insurance makes a difference in the quality of their lives. And it also offers peace of mind for you and your family […]
Category: Life Insurance
Operating a small business is challenging and rewarding. People work hard to create an enterprise that pays their bills and employs others. Each member of the team is essential to support the daily company operations. If someone becomes seriously ill or dies, it impacts the business. Discover crucial reasons to invest in small business life […]
Category: Life Insurance
After years of hard work, people want to retire and relax. To make this happen, people need to plan for their retirement years. There are many ways to save for your golden years. Often it becomes confusing and people wonder what choices to make. Find out the basics about a fixed annuity and reasons to […]
Category: Annuities, Retirement Planning
Many people rely on prescription drugs for their well-being, such as heart medications and psychiatric prescriptions. Being forced to go off these medications could lead to life-altering situations. And patients have valid concerns about the extent of their prescription coverage. But once you’re age 65 and eligible for Parts A and B, you need to […]
Category: Uncategorized
Short-term health insurance policies are becoming very popular. More people are buying these policies to get immediate coverage. But is short-term health insurance or regular coverage the right choice for you? Does it make sense to go without coverage? Find out more about the differences between these two health insurance policies by reading below. Learn […]
Category: Health Insurance
As people age, they may develop health conditions that require daily care for an extended time. Often health insurance does not cover all these costs, such as assistance with daily activities like bathing, at-home care, nursing home or adult day care, and home modifications for the disabled. Consider the benefits of investing in a long-term […]
Category: Long Term Care Insurance
With the rise of medical costs, getting sick can be a huge expense. And the problem is if you are unemployed and are currently in school, you have no employer who will shoulder the cost of a medical insurance policy. As a student, you are not immune to the same accidents, illnesses and injuries that […]
Category: Health Insurance
Medicare provides us an optional program called Part D. This is a type of insurance that will help the insured pay for prescription drugs. A person who chooses to enroll must pay a monthly premium on top of the regular Part B premium. Read on to learn six facts about Medicare Part D drug plans […]
Category: Medicare Part D
Every year, 4 million Americans turn 65, and many of them are looking forward to retirement. But not many of these retirees planned for their Medicare costs. Planning for Medicare costs in retirement starts early, so you feel confident about health care expenses after retiring. The cost of health care becomes increasingly costly as we […]
Category: Medicare Advantage, Medicare Part D, Medicare Supplements
Many people do not want to talk about death because they think it is morbid. And many believe that they should not even worry about the expenses because they are already gone. The truth is, if you care about loved ones, you need to plan for them financially no matter what happens to you. Also […]
Category: Life Insurance
Category: Medicare Supplements, Medicare Advantage