Investment Safety With Annuity Accounts
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The most recent market turmoil has many conservative investors second guessing their investment decisions. Those near or in retirement have witnessed significant losses to their IRA, 401(k) and 403(b) retirement accounts. When the market crash of 2000 is factored in, many retirees have experienced an overall loss in their net worth for over ten years. […]
October 17, 2008
Income Annuity Accounts Explained
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Consumers who need a guaranteed, stable and systematic income can establish an immediate annuity account. Also know as an annuitization or an income annuity, these accounts provide regular monthly payments for a specified period of time to the account holder. The payments will consist of principal and interest and continue for the term selected. Several […]
June 16, 2008
Safe Investments in Volatile Markets
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Recent significant stock market declines and portfolio volatility have many investors inquiring, once again, about the safety of annuity accounts. Consumers ask, “Are annuities safe from a recession? Do they maintain value when the market goes down? Will they lock in my interest gains each year?” The answer is, yes. Investing in a fixed, an […]
January 29, 2008
Two Online Annuity Presentations
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Recent market volatility resulting in portfolio declines has once again lead to a demand for safe, insured investments. With so many investment options available, many conservative minded consumers want accounts that guarantee principal, investment growth and/or lifetime income. We assist retirees who are in search of a safe place to invest retirement portfolios, IRA’s, 403(b)’s and […]
December 13, 2007
Category: Annuities, Articles, Ohio Annuity
Will You Have Enough Income at Retirement?
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In my numerous meetings with retirees, I have met many who live very comfortably in their golden years. Foremost, they have conservatively invested nest eggs typically in annuities and brokerage accounts. They also possess sizeable deposits at the bank including certificates of deposit, savings and checking accounts. This generation experienced the tribulations of The Great […]
August 29, 2007
Rescue Your Underperforming Annuity
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Interest rates remain at historic lows. Conservative investors who needed guaranteed income and preservation of principal are in a bind. In many cases, returns at the bank are below one percent, but fixed annuity accounts are providing much better yields. Many investors are purchasing fixed annuities rather than bank instruments in order to capture higher […]
August 29, 2007
Equity-Indexed Annuities For Growth & Safety
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Our annuity clients come to us looking for safety and security. Major stock market corrections, unstable economic conditions, high inflation, bank failures war, and Covid among other concerns are on their minds. There are fewer places now to invest safely. Brokerage accounts are fluctuating wildly and bonds prices have taken a major hit as interest [...]
August 29, 2007
Category: Annuities, Articles, Retirement Planning
The Boom Market Goes Bust
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The S&P 500 – January’s first trading day in 2007: 1268.80 Many investors entered 2007 with positive expectations for the year ahead. In fact, a substantial number of large cap companies reported double digit income growth in the first quarter of the year. Pundits immediately chimed in with rosy prophecies of continued expansion. Here’s an […]
June 30, 2007
Category: Annuities, Articles, Third Party
Long Term Care Annuity Plans
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The newest addition to the LTC marketplace is the long term care hybrid annuity account. This product functions exactly like a fixed annuity, but it has a long term care multiplier built into the policy. There is no premium rider associated with this medically underwritten annuity policy. Put another way, there is no annual cost […]
June 29, 2006
Category: Annuities, Articles, Long Term Care Insurance, Retirement Planning