Ohio Insure Plan Logo

Reliance Standard Guarantee 5

Get Quotes

Fixed Annuity

Request Annuity
Information &
Broker Assistance

Company Information

Company Name

Reliance Standard Life

Reliance Standard Life Annuities

Product Name

Reliance Standard Guarantee 5

Description

The Reliance Standard Guarantee 5 is a single premium, fixed annuity with a five-year rate lock. After five years, owners can withdraw or transfer their entire account balance penalty-free. The account can also be renewed for a new term.

If no action is taken, the contract does not automatically renew for a new term. Instead, a new 12-month interest rate is declared (with a minimum guaranteed rate of 3%) and the account remains completely liquid and in annuity form.

This policy accepts both qualified and non-qualified funds. There are no surrender charges at death and a spousal continuance option is allowed.

AM Best Rating

A++ Superior (1st of 13 ratings)

Company Website

Product Type

MYGA (Multi-Year Guaranteed Annuity)

Free Withdrawals Yr1 / Yr2+

10% / 10%

Rate

4.75%

Term

5 Years

Minimum Investment

$20,000

Maximum Investment

$1,000,000 without prior approval

Maximum Age

85

Surrender Schedule

8%, 8%, 7%, 6%, 5%, 0%

What We Like About This Annuity

Low minimums to start and issued by an A++ rated company! Yearly 10% penalty-free withdrawals and no surrender charges at passing. The account does not automatically renew and annuity funds can remain liquid while growing tax-deferred.

Notable Features

At no additional cost, this contract includes three additional liquidity feature. Annuitization, nursing home, and hospitalization waivers for the insured are all built into the contract.

Other Popular Products

RSL specializes in fixed and fixed-indexed annuities. They are best known for their superior rating and competitive MYGA policies, but their Reliance Accumulator indexed annuities offer strong caps, spread & participation rates.

Download Brochure

About Reliance Standard Life Insurance Company

Located in Philadelphia, PA, Reliance Standard Life is an A++ rated carrier specializing in fixed and indexed annuities. They are an integrated member of the Tokio Marine Group which is one of the largest and most respected insurance groups globally.

With over $23.3 billion under management, RSL is well-capitalized with strong surplus ratios. They pride themselves on organic growth and superior management competency.