Delaware Life Pinnacle Plus MYGA 3
Current Fixed Rates Bands
Rate Effective Date September 3, 2026
The Delaware Life Pinnacle Plus MYGA 3 is a single premium, fixed annuity with a three-year rate guarantee. After three years, owners have a 30-day window to withdraw, transfer, or select a new guarantee period. If no election is made, a new term of the same length begins (where allowable) with Delaware Life.
Two interest bands are available. Deposits over $100K receive the highest interest rate, while amounts between $25K and $99.9K receive a lower rate. Qualified and non-qualified funds are accepted. All contracts include an MVA provision. There are no surrender penalties at death.
More Annuity options from: Delaware Life
Notable Features
At no extra charge, this policy includes Terminal Illness, Nursing Home, and Annuitization waivers. Certain conditions must be met to trigger these waivers. No charge for IRA Required Minimum Distributions in any year.
Additional Details
Product Type
MYGA (Multi-Year Guaranteed Annuity)
Term
3 Years
Free Withdrawals Yr1 / Yr2+
0% / 10%
Additional Withdrawal Information
After 12 months, owners can withdraw up to 10% of the last contract anniversary value or their Required Minimum Distribution (RMD), if greater, without any surrender or negative MVA charges.
Surrender Schedule
8%, 7%, 6%, 0%
Maximum Age
85
Minimum Investment
$100,000
Maximum Investment
$1,000,000
What We Like About This Annuity
This is a short policy with RMDs available in year 1 and 10% free withdrawals beginning in year two. Two interest rate bands are available to fit most deposit amounts. There are no surrender penalties upon passing.
Other Popular Products
Delaware Life offers both fixed and fixed-indexed annuities. They have two MYGA lines of business and several popular indexed annuity accounts. Most of their annuities are designed for growth, income, or both.
About Delaware Life
Delaware Life
AM Best Rating: A- Excellent (4th of 13 ratings)
https://www.delawarelife.com
About Delaware Life Insurance Company
Founded in 2013 and headquartered in Waltham, MA, Delaware Life specializes in fixed and fixed-indexed annuity policies. They are a member of Group 1001, which is a large insurance consortium across the US.
With over $42 billion under management, nearly $4 billions capital & surplus, 360,000 + annuity and life policies, and an A- rating with AM Best, Delaware Life is a respected company among advisors and consumers alike.
Client needs and goals remain their top priority while striving to foster an environment for investment growth and success. Their focus on straightforward annuity accounts and accessible technology makes them a favorite amongst consumers and agents alike.