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November 16, 2025

2026 Medicare Premiums & Deductibles

The Centers for Medicare & Medicaid Services has announced the new Medicare cost-sharing amounts for 2024. With inflation rising, the percentage increases are higher than in past years. We discuss the numbers below and how they affect your premiums, deductibles, coinsurance, and out-of-pocket exposure. These changes affect all insurance plans - both new and old. [...]

October 7, 2025

Compare Ohio Medicare Advantage Plans

There are several changes to Ohio Medicare Advantage plans for 2026. Many insurance companies are shrinking their coverage areas. Others are cancelling plans for those who are already enrolled. With these changes, Ohio residents need help finding suitable coverage to fit their needs and budget. Fortunately, there are many HMO and PPO options available and [...]

September 20, 2025

Guaranteed Indexed Annuity With Rate Locks

Investing in a guaranteed indexed annuity with fixed rates is a wise investment choice. It makes even more sense when interest rates are high. Many indexed annuities start with high first-year caps and participation rates only to decrease them yearly at renewal. However, there are a handful of indexed annuities that declare fixed caps and [...]

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