Hyers & Associates

Get a Quote »We provide affordable individual and family health insurance quotes for Indiana residents. Our agency represents multiple carriers offering medical insurance coverage.

Providers including Anthem, Aetna, United Health Care – Golden Rule, Assurant, and others. We serve the entire state -including Indianapolis, Bloomington, Ft. Wayne, Terre Haute, and Richmond.

Need Help Finding a Plan?

Oftentimes, it is helpful to speak to an independent agent when searching for a comprehensive health insurance plan.  You may want to know more about maternity coverage, short term health insurance, dental insurance, preventive care, office co-pay options, student plans, or prescription drug coverage. All policies are not created equal and plans offer stronger benefits in certain areas.  We also offer direct links for those who want to quote on their own.

Several Plans to Choose From

We offer affordable coverage from several carriers.  Our insurance companies provide high deductible, catastrophic coverage for those who desire lower monthly premiums.  High deductible plans will keep costs down for the consumer while providing peace of mind in the event of a major claim.

As an added benefit, many of our carriers provide preventive care that is not subject to the deductible.  This way, the consumer can have a yearly checkup with little or no out of pocket expenses.

In contrast, consumers searching for low deductible, comprehensive coverage with immediate benefits will also have several plans to choose from.  Coverage will begin sooner with these benefit rich plans.  Consumers who wish to trade higher monthly premiums for very little in our of pocket expenses will find these plans most advantageous. 

All policies will have a large network or doctors and hospitals for the insured to choose from. Most carriers have networks that expand out of Indiana to include the entire United States. Consumers will save by using the network affiliated doctors and hospitals.

Health Savings Accounts (HSA Plans)

Health savings accounts coupled with high deductible health insurance are fast becoming a popular alternative to traditional plans. Funds deposited in HSA’s are tax deductible, grow tax deferred, and when withdrawn for qualified medical expenses are tax free.  There is a very long list of qualifies as a medical expense that the government has made available.  Deductibles, coinsurance amounts, co-payments, and prescriptions are just a few examples.

The accumulated funds always belong to the insured, not the insurance company. Should the consumer cancel his/her coverage, then the balance of the account will be returned.  Typically, HSA’s are less expensive than traditional plans. Contact us for a quote today!

You can learn more by visiting the Indiana Department of Insurance.