Hyers & Associates

The internet has changed many industries for the better. Consumers want accurate and timely information at the touch of a button. The World Wide Web is slowly infiltrating the insurance industry and in the process making more information, plans and quotes available with the click of a mouse.  (View Ohio health insurance plan options today!)

We embrace this change at Ohio Insurance Plan. As independent insurance brokers in Ohio, Missouri and Georgia, it suits our and our customer’s interests to allow several competitive plans to be compared quickly and accurately. We might earn your business and you might be happier with the speed and simplicity of the process.

The migration to the internet is slow in some areas, but quick in others. Health insurance is the first prominent coverage that can be easily purchased online. Most carriers allow brokers, like us, to attach links to out site where consumers can compare, quote and purchase an individual or family health insurance plan as well as short term insurance or student insurance plans. This is a benefit for those consumers who simply do not want to sit down with a captive agent who only has one or two companies to present. Depending on your needs, one company might be better than others. For instance, Aetna will not automatically increase your rates if you smoke, where as Assurant will lock in your rates for two years with certain plans.

We imagine that purchasing other insurance policies will eventually be as easy as obtaining health insurance coverage. Medicare Supplement plans might be next. These policies are a nice fit for internet purchases as web savvy baby boomers turn 65. Long term care and disability insurance could be right around the corner as well. It will ultimately depend on the demands of the consumer and the innovations of the insurance providers.