We provide permanent insurance on the Marketplace from all companies including Blue Cross and Blue Shield of Arizona, Cigna, Health Net, Humana, Oscar and Bright Health.
We also offer short term health insurance coverage from Aetna, Cigna and United Healthcare. Many of these plans fill short gaps or will cover a year or more when needed. Short term plan are medically underwritten and don’t cover preexisting conditions – so they are not right for everyone.
If you’re outside of the Open Enrollment window, then you will need a Qualifying Life Event in order to purchase ACA Marketplace coverage. If you have no such event, then we can help you with a short term plan to bridge the gap.
Marketplace plans have no underwriting and are the only ones that offer tax-credits. They are a good fit for many so long as the network of doctors and hospitals fits your needs. We can help you search for plans based on your providers, prescriptions, income and other relevant factors.
Depending on your income, you may also qualify for Medicaid assistance. You can learn more about Medicaid qualifications and income limits by clicking here.
You can also visit the Arizona Department of Insurance for additional assistance.