Talcott Financial EverStead MYGA 3
Current Fixed Rates
| 4.85% | $100,000 | — | $2,000,000 |
| 4.60% | $25,000 | — | $99,000 |
The Talcott Financial EverStead MYGA 3 is a single-premium fixed annuity with a three-year rate guarantee. After three years, owners can make a full or partial withdrawal, transfer their account balance, or renew for a new term. If no action is taken within 30 days, a new 3-year term will begin.
This policy includes 10% free withdrawals in all years. It is RMD-friendly and suitable for IRA and other qualified accounts. There are no surrender penalties upon passing
Two rate bands are available. The highest rates are for deposits above $100K, while lower rates apply to amounts between $25K and $99.9K. This annuity includes a Market Value Adjustment for withdrawals above the free amount during the surrender period.
More Annuity options from: Talcott Financial Group
Notable Features
At no extra cost, this policy includes Nursing Home, Hospital Confinement, and Terminal Illness waivers. When certain criteria are met, and after a 12 months of ownership, any of the three can be activated providing additional liquidity options for the owner/annuitant.
Additional Details
Product Type
MYGA (Multi-Year Guaranteed Annuity)
Term
3 Years
Free Withdrawals Yr1 / Yr2+
10% / 10%
Surrender Schedule
9%, 8%, 7%, 0%
Maximum Age
85
Minimum Investment
$100,000
Maximum Investment
$2,000,000 without prior approval
What We Like About This Annuity
This annuity is issued by a well-capitalized, A- rated annuity company. The policy offers 10% free withdrawals in all years and free annuitization (income) features after 12 months. There are no surrender charges at death.
Other Popular Products
Talcott Financial Group specializes in fixed (MYGA), indexed, bonus, and income annuities domestically. They also provide reinsurance to their international clients.
About Talcott Financial Group
Talcott Financial Group
AM Best Rating: A- Excellent (4th of 13 ratings)
https://talcott.com/
Talcott Financial Group is an international life insurance group specializing in annuity and retirement solutions. They have over $126 billion in assets under management and an A- rating with AM Best.
While they are new to retail annuity offerings (started in 2025), they’ve been in business for over 100 years with a strong track record of financial stability. They have designed annuity products for decades and have significant access to capital to meet obligations of their retail and institutional clients.