Reliance Standard Guarantee 10
Current Fixed Rate
5.10%
The Reliance Standard Guarantee 10 is a single premium, fixed annuity with a ten-year rate lock. After ten years, owners can withdraw or transfer their entire account balance penalty-free. The account can also be renewed for a new term.
If no action is taken, the contract does not automatically renew for a new term. Instead, a new 12-month interest rate is declared (with a minimum guaranteed rate of 3%) and the account remains completely liquid and in annuity form.
This policy accepts both qualified and non-qualified funds. There are no surrender charges at death and a spousal continuance option is allowed.
More Annuity options from: Reliance Standard Life
Notable Features
At no additional cost, this contract includes three additional liquidity feature. Annuitization, nursing home, and hospitalization waivers for the insured are all built into the contract. Ten year rate lock for long term annuity investors.
Additional Details
Product Type
MYGA (Multi-Year Guaranteed Annuity)
Term
10 Years
Free Withdrawals Yr1 / Yr2+
10% / 10%
Surrender Schedule
8%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1%, .50%, 0%
Maximum Age
85
Minimum Investment
$20,000
Maximum Investment
$1,000,000 without prior approval
What We Like About This Annuity
Low minimums to start and issued by an A++ rated company! Yearly 10% penalty-free withdrawals and no surrender charges at passing. The account does not automatically renew and annuity funds can remain liquid while growing tax-deferred.
Other Popular Products
RSL specializes in fixed and fixed-indexed annuities. They are best known for their superior rating and competitive MYGA policies, but their Reliance Accumulator indexed annuities offer strong caps, spread & participation rates.
About Reliance Standard Life
Reliance Standard Life
AM Best Rating: A++ Superior (1st of 13 ratings)
https://www.reliancestandardlife.com/
About Reliance Standard Life
Located in Philadelphia, PA, Reliance Standard Life is an A++ rated carrier specializing in fixed and indexed annuities. They are an integrated member of the Tokio Marine Group, which is one of the largest and most respected insurance groups globally.
With over $23.3 billion under management, RSL is well-capitalized with strong surplus ratios. They pride themselves on organic growth and superior management competency. They are a popular annuity company with our clients who want the highest-rated insurance company.