Nassau Annuities For Growth & Income

Our clients are searching for competitive fixed annuity rates. They want safe and insured accounts that are reliable and worry-free.

The good news is that Nassau Life fixed annuity rates are some of the best in the country. They offer high yields in terms that range from 4-7 years. These accounts are suitable for conservative investors who want growth, income, or both.

More About Nassau Life’s Fixed Annuites

Nassau offers two different lines of fixed annuity business. The first is their MyAnnuity 5 and 7 year plans. These two contracts offer higher rates, but do not include penalty-free withdrawals. If you want access to your funds, then a 10% withdrawal rider must be added, but it will lower your yearly rate.

The second line is called their Simple Annuity plans and those come in 4 and 6 year terms. These policies automatically include 5% free liquidity, but the annual rates will usually be a little lower.

All four policies automatically include a surrender-free death benefit. And at no cost, they also include Nursing Home, Terminal Illness, and Annuitization waivers.

How Do I Lock In These Rates And Start My App?

It’s a simple and secure online application. To begin, click on any of the “Start Application” links on this page. This process eliminates unnecessary paperwork and assures accurate applications the first time.

If you’re unsure about how to enter your data, give us a call and we’ll assist. We can also complete the online application for you and then send an email for your electronic signature.

There are no fees to use our online application. The rate you see is what you get on your entire deposit. Your data is safe and protected.

What About Transfers, Rollovers & Deposits?

Establishing a fixed annuity account is not always as simple as writing a check. Sometimes it involves a 1035 Exchange, IRA Rollover, Direct Transfer, or other request for funds.

We will help you navigate any additional transfer paperwork that may be required. Most financial institutions have some amount of red tape to cut through. After 25 years in the fixed annuity business, we’ve seen about everything.

We’re here to assist with any needed transfer requirements. We’ll also help make sure all applicable ownership and tax procedures are followed to maintain the integrity of your invested dollars. You can rely on our licensed agents for professional guidance from start to end.

The best annuity rates are usually with mid-size companies like Nassau Financial Group. Most large insurance conglomerates don’t have the flexibility to package assets offering the most competitive returns.

They are currently rated B++ with AM Best. This translates to a Good rating and is 5th out of a total 13 rankings. It usually takes months or years to move the needle with ratings agencies. This is the level we would expect with a growing insurance company. Nassau’s experience and significant assets under management will likely lead to upgrades in the future.

Policyholders can rest assured as they have over $27 billion in assets and $1.2 billion in surplus capital. And they folded Phoenix Life, founded in 1852, into their group. This helps with product design, asset management, and experience.

Beyond fixed annuity accounts, Nassau also offers life insurance, Medicare Supplements, reinsurance, and asset management. They are well diversified and capitalized for the long haul.

Fixed annuity accounts are widely regarded as some of the safest and most secure investment products you can own.

Your rate is fixed for the term you choose. Your funds are insured up to $250,000 in most states. Your growth is stable. You cannot lose principal or interest.

You can withdraw monthly income from your account. You can also take advantage of compounding growth through tax deferral. Once the term is up, you can use the IRS approved 1035 Exchange rule to invest in a new annuity tax-free. Or you can withdraw all of your principal and gains to invest elsewhere..

Annuities also avoid probate by using designated beneficiaries. They are straightforward investments for conservative investors. Annuities offer competitive rates of return, safety, security, and compounding growth. That’s why people invest in annuity accounts every day.