Florida Health Insurance
Get a Quote »Our agency provides individual and family health insurance quotes in Florida. We offer affordable plans from the leading carriers such as Aetna, Anthem Blue Cross Blue Shield, Assurant Health, Golden Rule, United Healthcare and others.
We serve all of FL including Jacksonville, Miami, Tampa, Orlando, and beyond. We have placed links below where you can quote health insurance plans direct and online, but please feel free to contact us for assistance.
Click on the insurance company logos/links below to view your quotes today.
United Healthcare – Golden Rule
- Very Affordable Monthly Rates
- Short Term Plans (1-12 months)
- Health Savings Accounts
- Dental and Vision Coverage
- Large Nationwide Network
Aetna Health Insurance Quotes
- Preventive Care Options
- Health Savings Accounts
- Nationwide Networks
- Add-On Dental Coverage
- Value and Comprehensive Plans
Assurant Health Insurance Coverage
- Mini-Med Child Only Plans
- Several Networks to Choose From
- Dental Insurance Options
- Health Savings Accounts
- Nationwide Health Insurance
Permanent and Short Term Health Insurance In FL
You may be shopping online for health insurance coverage for any number of reasons. Maybe you are in-between jobs, starting a small business, self employed, a student, or looking for less expensive alternatives to COBRA.
We can help. Our independent agency provides permanent, short term, student, and health savings accounts qualified plans to fit your needs. By using our direct online links, you can purchase coverage quickly and easily with or without our assistance.
Federal law prohibits discounting, so you will not find less expensive rates anywhere else on the Internet.
Florida Maternity Health Insurance Coverage
We offer health insurance plans that include maternity coverage. Anthem Blue Cross and Blue Shield is one of the few providers with plans that will cover a planned pregnancy. If desired, coverage can also include a small copay for dr’s office visits.
It is important to note that if you are already pregnant, there are very few if any insurance companies that will provide coverage. Thus, it is wise to plan ahead if you wish to purchase a maternity rider. Pregnancy coverage cannot be purchased on its own and must be combined with a major medical plan.
Small Business and Group Health Insurance
We work with several carriers in order to provide employer based group health insurance for businesses of all sizes. We can also assist with ancillary benefits such as dental, vision, and life. Aetna, Anthem, and United Healthcare are all popular choices as well as some regional insurers. We will require a group census in order to provide accurate quotes.
Newly formed business groups will need each employee to answer a few health questions while existing groups may need to provide additional claims information. Importantly, no employee can be denied coverage due to poor health. Insurers can adjust premiums however based on the group’s demographics.
You can request a group quote here.
Nationwide Network Of HMO And PPO Options
Our carriers have agreements with many of the top doctors and health care facilities in Florida. This way you will have several choices when it comes to your health care needs. If you have a particular doctor you would like to keep, we can help you find a plan with that provider in network.
Staying in network will provide you with the best negotiated prices for medical services. Additionally, when travelling outside of Florida, all carriers will have agreements with large, nationwide networks so that your insurance will travel with you.
Some of our customers prefer HMO plans while others desire PPO coverage. We will work with you to find the health insurance that you are most comfortable with and that best suits your needs – all at an affordable price.
HSA Qualified Plans – Health Savings Accounts
Health savings accounts coupled with a high deductible health plan are a popular alternative to traditional coverage. Funds deposited into HSAs are tax deductible, grow tax deferred, and when withdrawn for a qualified medical expense are tax free. The accumulated funds always belong to the you, not the insurance company.
Typically, health savings account qualified plans are less expensive than traditional plans. Consumers who opt to purchase HSA qualified health insurance plans will get the most benefit if they pay for incidental expenses out of their health savings account.
HSA funds can be used to meet the deductible, cover prescriptions, or for a doctors visit among other incidentals. Once the deductible has been reached, typically the insurance plan will cover all services as outlined in the policy at 100%.
It is important to understand that all health savings account qualified plans will (by law) cover preventive care without any copay before the deductible has been reached. However, you will be responsible for most other out-of-pocket expenses (at the negotiated network rate) before any other medical expenses will be covered.
Request Quotes, Information And Assistance
Our independent health insurance brokers are here to help. Using our online software, you can view quotes from several companies side by side in order to find the medical insurance that best fits your needs.
And remember, rates are controlled by law, so you will not find better rates for individual, family, or group health insurance anywhere else.
