Dental and Vision Insurance
Get a Quote »Only a few insurance providers offer comprehensive dental and vision insurance coverage to their policies. Most often an individual or family health plan will only include a discount card for these services.
We offer plans from Anthem Blue Cross, Assurant Health, Medical Mutual, Primestar, United Healthcare and Golden Rule. If you are looking for comprehensive dental and vision insurance, you can find it with us.
You can choose from several tiers depending on the level of coverage you desire. Most companies offer at least two plans to choose from. Carriers such as Anthem, UHC, and Medical Mutual can also bundle health insurance into your coverage.
United Healthcare – Golden Rule
- Very Affordable Rates
- Offers Health/Dental/Vision Combo
- Two Plans to Choose From
- Network and Non-Network Plans
- Optional Vision Coverage
- Coverage In Several States
Assurant Dental Insurance Coverage
- Six Month Wait For Major Services
- Covers Periodontics and Braces
- Use Any Dentist – No Networks
- Preventive Care and Xrays
- Coverage For Dentures
Traditional Insurance Plans – All Ages
- Use Any Dentist of Your Choice
- Up to $2000 a Year Maximum Benefit
- No Enrollment Fee
- Most Services Require No Waiting Periods
- Optional Vision Coverage Available
- Three Plans to Choose From
Senior Dental Insurance – Ages 60+
- Use Any Dentist of Your Choice
- Up to $2000 a Year Maximum Benefit
- No Enrollment Fee
- 100% Preventive Coverage Option
- Most Services Require No Waiting Periods
- Two Plans to Choose From
Eligibility And Dental Insurance Waiting Periods
Individuals 18 years of age or older and their dependents of any age are eligible for coverage. Seniors above age 65 may also apply for coverage with some companies.
Routine preventive services (cleanings), basic services (fillings & simple extractions), major services (such as oral surgery, root canals and crowns) and orthodontic services will be covered, depending on the plan selected.* Most dental insurance coverage will have a waiting period for major service, but some are shorter than others. Most plans however will pay more toward basic and major service after 12 months.
An optional rider with Primestar allows you to increase your maximum annual benefits for a monthly fee. In addition, an optional vision rider will provide 85% coverage for vision exams and 50% benefits for lenses and frames. Contact lenses are covered 50% if purchased in lieu of glasses. Assurant does not offer vision insurance while United Healthcare does, but it much be purchased in tandem with a dental plan.
(The preceding is a simple explanation of coverage. Please refer to your policy for a full explanation of benefits.)
*Waiting periods and deductibles will apply to certain services and some major services are covered to a predetermined percentage.
