Hyers & Associates

Get a Quote »Welcome to those looking for individual, family, or group health insurance quotes in Ohio. We are an independent agency serving Akron, Canton, Cleveland, Cincinnati, Columbus, Dayton, Lima, Mansfield, Toledo, Zanesville and most places in between.

With our assistance, finding affordable health insurance and medical coverage is quick and easy.  We are licensed with all of the major carriers and offer several plans to choose from.

Compare Multiple Plans

We provide, at no additional cost, direct links that individuals and families can use to quote with our carriers.  Group comparisons can be obtained by contacting us and sending a company census.  We will help you compare all of your options from leading carriers such as Aetna, Anthem, American Community, Assurant, Medical Mutual, TPAC and United Healthcare - Golden Rule.

Coverage Options

There are several reasons you might need health insurance coverage. Maybe you are self-employed, a college student, starting a small business, losing COBRA benefits or shopping for better rates. Depending on your needs, our carriers offer permanent major medical coverage, short term temporary coverage and plans for businesses and their employees.

Our plans can include office an office copay, prescription drug coverage, maternity coverage, dental and vision plans, term life insurance benefits as well as other optional riders. We will tailor plans to fit your needs.

Health insurance providers offer a wide range of deductible, coinsurance and copay options. There are comprehensive policies with small deductibles and no coinsurance as well as policies with high deductibles and larger coinsurance amounts that are more catastrophic in nature.

Health Savings Accounts

Additionally, Congress recently passed legislation approving tax-favored savings accounts that can be coupled to high deductible health insurance policies. These plans are referred to as Health Savings Accounts or HSA’s. HSA’s are gaining in popularity due to their tax advantages and flexibility in covering deductibles and other health related expenses. The money you deposit in your HSA grows tax deferred and can be withdrawn tax free for qualified medical expenses. The money not used remains in the account year after year for future medical expenses.