Employer Benefits
Get a Quote »Hyers and Associates, Inc. is a leading provider of group insurance and employer sponsored benefits in Ohio. We offer group health insurance, health savings accounts, disability coverage, key employee plans, life insurance, dental, vision and long term care quotes to business groups.
Benefits can be offered to all employees in full, partially or on a voluntary basis. Our independent agency works with the leading carriers offering affordable group coverage.
Group Health Insurance
Health insurance can be one of the largest outlays for a business or corporation. We will quote several carriers to help our clients keep their premiums low now and in the future. Our providers include Aenta, Anthem, Medical Mutual, United Healthcare, American Community, Assurant, TPAC and several others.
We offer HSA, HRA and traditional medical coverage to companies of all sizes. Life, dental, and vision coverage can be added to any of our plans or offered as a voluntary benefits package. We will work diligently with the underwriters to reduce your premiums and yearly renewals.
Voluntary Benefits
To reduce costs, employers may prefer to offer life insurance, disability coverage, dental and vision plans as well as other group benefits on a voluntary basis. We work with several providers to quote these coverages and can provide packages even with limited participation from employees.
Key Employee Life Insurance and Disability
Many businesses offer key employee insurance coverage in order to maintain business operations in the event of an untimely passing, injury or sickness. Key employee plans can also assist in business succession planning by providing needed liquidity to maintain operations or to purchase an owner’s share of corporation. We quote key life and disability with several carriers and can help design a plan around the needs of the owners and their beneficiaries.
Group Medicare Supplements
Moving employees over the age of 65 to traditional Medicare and providing group Medicare supplement coverage is a cost efficient way to lower health costs. List billing can be setup to deduct all or a portion of the premium from the employee’s wages if the company does not wish to pay for the coverage in full. More Medicare insurance providers are offering group rates as they realize the need for corporations to lower benefit expenditures.
Please feel free to contact us today to discuss your business needs.
