Ohio Insure Plan Logo

Insurance Blog

Get Quotes

In an overall effort to insure more Americans, “pay or play” mandates appear to be a part of the Obama administrations health care reform efforts.  While this legislation is still in its infancy, it is moving quickly as Congress attempts to draft a bill before summer recess. Mandates already exist in the State of Massachusetts, …

July 8, 2009

Category: Group Health Insurance

Continue

Behind closed doors members of Congress are hammering out plans to change the shape of the current health care system.  Details are still somewhat scarce, but House and Senate member are determined to have a bill put together by the middle of the summer and actual reform by year end. Outlined below are changes that …

May 18, 2009

Category: Health Care Reform, Op/Ed

Continue

Online shoppers want to know where the best websites offering instant health insurance quotes from several well rated carriers can be found. You can find them with us. In response to consumer demand, we have developed an insurance agency that operates in two worlds; the real and the virtual. Shoppers can explore plans with or without our …

May 4, 2009

Category: Health Insurance

Continue

In an attempt to encourage consumers to purchase long term care insurance (LTCi), Ohio recently passed legislation making available partnership policies. Several insurance companies offer these plans, but not all LTCi policies are partnership qualified. By owning a qualified plan, the insured can be eligible for Medicaid benefits through the state without depleting all of …

April 23, 2009

Category: Long Term Care Insurance, Retirement Planning

Continue

Health care reform is coming and possibly soon. President Obama promised changes to the health care system during his run to office and has quickly taken measures to deliver on those promises.  While several questions remain as to what these changes might entail, he has pledged to insure more Americans under a universal system. It …

March 26, 2009

Category: Health Insurance, Op/Ed

Continue

We work with prospective clients all across the country who need to purchase health insurance. Oftentimes, the client wishes to know why they should use a health insurance agent to complete the transaction. In other words, why shouldn’t they just buy direct from the company?  There are several reasons to use an independent agent including price, …

March 24, 2009

Category: Health Insurance

Continue

There is good news for those who need stand alone dental and vision insurance. United Healthcare, through their subsidiary Golden Rule now offers dental and vision insurance in several states. Coverage is  available for individuals and families from over 70,000 providers nationwide. States offering dental and vision insurance include Arizona, California, Florida, Illinois, Indiana, Missouri, [...]
March 17, 2009

Category: Dental & Vision Insurance

Continue

National General offers several different insurance options in both the individual and group markets. They are well-know for their popular short term plans, but also offer dental policies, fixed benefit, cancer stroke, & heart attack plans, hospital indemnity as well as self-insured small group coverage. Get Quotes National General Enrollment Guaranteed Issue Short Term Coverage [...]
March 3, 2009

Category: Health Insurance, Illinois Insurance, Missouri Insurance Products

Continue

A bankruptcy judge recently approved Delphi Corporation’s reorganization and subsequent request to terminate life and health insurance benefits to many of its retired employees.  Benefits could be lost as soon as April 1st for the affected retirees. Former salaried employees will need to explore all available options in order to maintain medical coverage. Medicare Supplement …

February 25, 2009

Category: Medicare Supplements

Continue

Medicare has many gaps and will not pay for all of your health care related claims. For this reason, many Medicare recipients purchase a supplemental plan to fill in all or the most common gaps. The chart below details ten standardized Medigap plans and explains the different available coverages. It is important to note that private …

February 10, 2009

Category: Medicare Supplements

Continue

This most recent downward economic spiral is negatively impacting the bottom line for many corporations.  Companies both large and small are laying off employees at record levels in order to maintain profitability.  Many businesses are simply looking for immediate ways to lower costs.  A simple, yet effective solution is to purchase less expensive group health insurance coverage. Changing health insurance plans or switching …

February 3, 2009

Category: Group Health Insurance

Continue

As a life and health insurance agent with fifteen years of experience, I am still unsettled by the number of inquiries I get from prospective clients who I cannot help. Pregnant mothers looking for maternity insurance, consumers who need dental insurance because of a root canal, family members trying to purchase long term care insurance for …

January 21, 2009

Category: Health Insurance

Continue

With every new year comes increased amounts that health savings account owners may contribute to their plan. HSA’s contribution amounts will differ depending on whether the insured is enrolled in an individual, family plan or group plan. It is important to note that there are several ways to fund health savings accounts and all funds do …

January 5, 2009

Category: Health Insurance

Continue

Anthem Blue Cross and Blue Shield offers several comprehensive health insurance plans in the individual, family and group marketplaces. We work direct with Anthem to provide those quotes to our clients – both on and off of the federal exchange. While Anthem may be more well known for their employer sponsored plans, medical coverage for …

December 18, 2008

Category: Health Insurance

Continue

Our agency receives several inquiries regarding health insurance including maternity coverage with a short waiting period. Our clients usually want their coverage to begin quickly and need to know which insurance company offers the shortest waiting period for pregnancy. UPDATE January 1, 2014: All Carriers Now Offer Maternity Coverage. If pregnant, coverage must be purchased [...]
December 10, 2008

Category: Health Care Reform, Health Insurance

Continue

Page 9 of 11« First...7891011