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One America/Golden Rule recently released this hypothetical case study. It details an innovative way to pay provide funds for long term care expenses while also creating a tax write off under the recently passed Pension Protection Act. While many seniors own deferred annuity contracts, some are unsure what to do with under-performing or mature contracts. …

August 2, 2007

Category: Long Term Care Insurance

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In an attempt to make health insurance and health savings accounts more attractive to consumers and businesses, Congress has revised HSA legislation in 2007. The new laws make HSA’s for individuals, families and businesses more beneficial which may likely increase the popularity of these plans. The intended result may be that more Americans purchase high …

January 22, 2007

Category: Health Insurance, Health Savings Accounts

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The Internet has changed many industries for the better. Consumers want accurate and timely information at the touch of a button. The Internet  is playing a major role in the insurance industry and in the process making more information are real time quotes available with the click of a mouse.  Even better, consumers can enroll …

December 13, 2006

Category: Health Insurance

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The most common question I am asked as an insurance broker is: “Who has the most affordable insurance plans?” My stock answer is: What benefits are you looking for? To which the customer might reply: “I want the best benefits I can purchase at the most affordable price.” We live in a county where consumers want the …

November 30, 2006

Category: Health Insurance, Health Savings Accounts

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The short answer is yes.  It is a good idea to have a secondary insurance in place in order to supplement what Medicare Parts A and B do not cover.  Whether it is an Advantage plan or traditional supplement, you will almost always benefits from secondary coverage. In our opinion, supplement plans are the more comprehensive …

November 10, 2006

Category: Medicare Supplements, Retirement Planning

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As the race for Governor heats up in Ohio, there is some tough talk from both camps on the need to get Ohioans insured. In our mind, it is doubtful that health insurance will become mandatory or that our state government will subsidize plans anytime soon, but opening a dialogue on this important topic is …

October 20, 2006

Category: Health Insurance, Health Savings Accounts

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You may need short term health insurance coverage in Ohio for any number or reasons. You might be between jobs, laid off, a recent college graduate, waiting for employer coverage to begin, outside of Open Enrollment, a seasonal employee or looking for a lower cost alternative to COBRA. We can help. There are several companies …

September 22, 2006

Category: Health Insurance

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This is the official introduction of the Ohio Insurance Plan blog. This will be a place designed for consumers and insurance professionals to exchange information regarding trends in the industry. Enjoy and happy blogging!

-H.A.A.  Staff

June 22, 2006

Category: General Insurance

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