Ohio Insure Plan Logo

Insurance Blog

Get Quotes

As of the writing of this article, there is still no decision from Washington as to whether the COBRA health insurance subsidy will be extended for those who lost jobs or were laid off. There is talk that Congress might extend the subsidy for an additional 15 months, assuming those who qualified have not already …

December 18, 2009

Category: Health Insurance

Continue

It is quite common for new carriers to enter the Medicare supplement marketplace every year. One of the newest entrants is Assured Life.  These plans are underwritten by Mutual of Omaha. The monthly premiums are very competitive in the states where they currently offer coverage.  Arizona and Ohio residents over age 65 will find their rates …

December 14, 2009

Category: Medicare Supplements

Continue

Medicare open enrollment for 2010 begins on November 15th and lasts through December 31st.  This is a period of time that occurs each year and allows Medicare beneficiaries to make changes to their existing coverages.  There is some confusion about this window of time and what changes can be made.  Please read on to learn …

November 17, 2009

Category: Medicare Supplements

Continue

September is life insurance awareness month, thus we will do our part to discuss the overall benefits of these products.  When compared to other financial instruments, life insurance policies have several unique and attractive attributes. Policies will come in many shapes and sizes with several options for the insured, but it may be most important to simply …

September 18, 2009

Category: Life Insurance, Retirement Planning

Continue

As an insurance professional in Ohio, I am asked this question quite a bit from prospective clients. The simple answer is: it depends. There are certain companies that offer more affordable health insurance in certain areas and to certain age groups. With the advent of healthcare reform, there are several other variable that come into play, …

September 9, 2009

Category: Health Insurance

Continue

The Ohio Department of Insurance was granted by the Franklin County Court of Common Pleas its request to place Physicians Assurance Corporation into liquidation.  The ODI will take possession of the insurer’s assets under the guidance and supervision of the court. At last count, TPAC insured over 350 groups in central Ohio with over 8,000 …

August 25, 2009

Category: Group Health Insurance

Continue

In an overall effort to insure more Americans, “pay or play” mandates appear to be a part of the Obama administrations health care reform efforts.  While this legislation is still in its infancy, it is moving quickly as Congress attempts to draft a bill before summer recess. Mandates already exist in the State of Massachusetts, …

July 8, 2009

Category: Group Health Insurance

Continue

Behind closed doors members of Congress are hammering out plans to change the shape of the current health care system.  Details are still somewhat scarce, but House and Senate member are determined to have a bill put together by the middle of the summer and actual reform by year end. Outlined below are changes that …

May 18, 2009

Category: Health Care Reform, Op/Ed

Continue

Online shoppers want to know where the best websites offering instant health insurance quotes from several well rated carriers can be found. You can find them with us. In response to consumer demand, we have developed an insurance agency that operates in two worlds; the real and the virtual. Shoppers can explore plans with or without our …

May 4, 2009

Category: Health Insurance

Continue

In an attempt to encourage consumers to purchase long term care insurance (LTCi), Ohio recently passed legislation making available partnership policies. Several insurance companies offer these plans, but not all LTCi policies are partnership qualified. By owning a qualified plan, the insured can be eligible for Medicaid benefits through the state without depleting all of …

April 23, 2009

Category: Long Term Care Insurance, Retirement Planning

Continue

Health care reform is coming and possibly soon. President Obama promised changes to the health care system during his run to office and has quickly taken measures to deliver on those promises.  While several questions remain as to what these changes might entail, he has pledged to insure more Americans under a universal system. It …

March 26, 2009

Category: Health Insurance, Op/Ed

Continue

We work with prospective clients all across the country who need to purchase health insurance. Oftentimes, the client wishes to know why they should use a health insurance agent to complete the transaction. In other words, why shouldn’t they just buy direct from the company?  There are several reasons to use an independent agent including price, …

March 24, 2009

Category: Health Insurance

Continue

There is good news for those who need stand alone dental and vision insurance. United Healthcare, through their subsidiary Golden Rule now offers dental and vision insurance in several states. Coverage is  available for individuals and families from over 70,000 providers nationwide. States offering dental and vision insurance include Arizona, California, Florida, Illinois, Indiana, Missouri, [...]
March 17, 2009

Category: Dental & Vision Insurance

Continue

National General offers several different insurance options in both the individual and group markets. They are well-know for their popular short term plans, but also offer dental policies, fixed benefit, cancer stroke, & heart attack plans, hospital indemnity as well as self-insured small group coverage. Get Quotes National General Enrollment Guaranteed Issue Short Term Coverage [...]
March 3, 2009

Category: Health Insurance, Illinois Insurance, Missouri Insurance Products

Continue

A bankruptcy judge recently approved Delphi Corporation’s reorganization and subsequent request to terminate life and health insurance benefits to many of its retired employees.  Benefits could be lost as soon as April 1st for the affected retirees. Former salaried employees will need to explore all available options in order to maintain medical coverage. Medicare Supplement …

February 25, 2009

Category: Medicare Supplements

Continue