Ohio Health Insurance Quotes
Get a Quote »Welcome to those in need of health insurance quotes here in Ohio. We provide individual, family, small business and large group health insurance.
We are an independent agency serving Akron, Canton, Cleveland, Cincinnati, Columbus, Dayton, Lima, Mansfield, Toledo, Zanesville and all places in between.
With our assistance, finding affordable Ohio health insurance is quick and easy. We work with all of the major carriers including Aetna, Anthem Blue Cross and Blue Shield, Assurant Health, Golden Rule, Medical Mutual, United Healthcare and others.
Ohio Individual, Family & Group Health Plans
We provide, at no additional cost, direct links for individual and family quoting purposes. Group and small business requests can be obtained by contacting us and speaking with our brokers who specialize in group insurance.
We will help you or your company compare all available options from the leading carriers. You cannot find less expensive coverage for the same plan anywhere online or in person.
Self Employed And Short Term Health Insurance
There are several reasons you might need health insurance coverage in Ohio. Maybe you are self-employed, recent college graduate, starting a small business, losing COBRA benefits or shopping for better rates.
Depending on your needs, our carriers offer permanent major medical coverage, short term coverage, and employer group plans for businesses and their employees.
Our offerings include office copays, prescription drug coverage, maternity coverage, dental and vision plans, term life insurance benefits as well as other optional riders. We will tailor plans that are suitable to your needs.
Maternity Health Insurance Coverage In Ohio
Those who are in need of maternity health insurance have several affordable coverage options with short waiting periods. Anthem Blue Cross has a nine month waiting period to deliver and will cover maternity related expenses (subject to the deductible) after the nine month wait has been satisfied. However, you do not have to wait nine months to conceive – only to deliver.
Medical Mutual also offer individual and family coverage for pregnancy. It is wise to speak with us before purchasing a plan to make sure you understand when your benefits will begin. It is important to note that no carrier offers coverage if you are already pregnant.
Ohio Health Savings Accounts – HSA Insurance
Health Savings Accounts are tax-favored savings accounts that can be coupled to high deductible health insurance policies. These plans are referred to as HSAs for short and they are always coupled with qualifying insurance coverage.
HSAs are gaining in popularity due to their tax advantages and flexibility in covering deductibles and other health related expenses while also providing more affordable monthly premiums to the insured.
The money deposited into your HSA grows tax deferred and can be withdrawn tax-free for qualified medical expenses such as meeting the deductible, paying for prescriptions, covering a doctors office visit or a number of other qualified expenses. The unused funds grow tax deferred year after year and can be spent on future medical claims.
The insured always has access to all accumulated funds even if the insurance is later cancelled. In no way will the insurance company ever keep your HSA contributions or deposits. They belong to you and are always kept in a private account of your choosing.
All of our carriers offer HSA qualified health insurance plans here in OH including: Anthem, Aetna, Assurant, Medical Mutual and Golden Rule – United Healthcare. By law, all HSA qualified plans include preventive care that is not subject to the deductible, but most other expenses must be paid for out of pocket until the deductible has been reached.
Request Quotes And Consultation
We are an independent health insurance agency located centrally in Columbus and service the entire state of Ohio. We can help with life, health, dental, vision and several other lines of insurance. We offer all coverages direct to consumer with no mark-up or additional fees.
Contact us to view your health quotes today!
