Compare Ohio Health Insurance Quotes

Welcome to those in need of Ohio health insurance quotes and coverage. We assist our clients with individual, family, small business and large group health insurance quotes and enrollment. We are an independent insurance agency located centrally in Columbus, Ohio and serving the entire state.

With our assistance, finding affordable Ohio health insurance coverage is quick and easy. We work with all of the major carriers including Aetna, Anthem Blue Cross and Blue Shield, Assurant Health, Golden Rule, Humana, Medical Mutual, United Healthcare and others.

Click on the insurance company logos/links below to view quotes!

United Healthcare – Golden Rule

OH United Healthcare QuotesView UHC Quotes Here »

Anthem Blue Cross Blue Shield in OH

OH Anthem Health InsuranceOH Anthem BCBS Quotes »

Medical Mutual Health Insurance

Medical Mutual Health InsuranceMedical Mutual Quotes »

Aetna Health Insurance Quotes

OH Aetna Health InsuranceView Aetna Quotes Here »

Humana Health Insurance Plans

OH Humana Health InsuranceHumana Insurance Quotes »

Assurant Health Insurance Coverage

OH Assurant Health InsuranceView Assurant Quotes »

Ohio Health Insurance Exchanges

At no additional cost, we provide the links above for quoting and direct enrollment. Group and small business requests can be obtained by contacting us and speaking with our brokers who specialize in group insurance.

We can help you shop direct both on and off the Ohio health insurance exchange. We are licensed to do both. We can help you understand how to qualify for a subsidy on the exchange while avoiding income penalties for non-compliance.

Health care reform will require all companies with 100 or more full-time employees to purchase comprehensive group health insurance in 2014-15. We can help. Contact us today to learn about your most affordable group options.

Self Employed And Short Term Health Insurance

Ohio Health InsuranceThere are several reasons you might need health insurance coverage in Ohio. Maybe you are self-employed, recent college graduate, starting a small business, losing coverage through no fault of your own or shopping for better rates during open enrollment.

Depending on your needs, our carriers offer permanent major medical coverage, short term coverage, and employer group plans for businesses and their employees. (It is important to note that you will need a qualifying life event in order to purchase individual health insurance coverage outside of open enrollment.)

Our offerings include plans with office copays, prescription drug coverage, maternity coverage, dental and vision plans, term life insurance benefits as well as other optional riders. We will tailor plans that are suitable to your needs and budget.

Maternity Health Insurance Coverage In Ohio

Those who are in need of maternity health insurance have several affordable coverage options with short waiting periods. By rule all health plans must cover maternity related expense subject to the deductible and coinsurance that you have chosen. There are no waiting periods that need to be satisfied in order to access your benefits.

However, becoming pregnant outside of open enrollment is not a qualifying life event. It is important to note that no carriers offer coverage if you are already pregnant. Should you experience a qualifying life event (i.e. involuntarily losing other health insurance coverage) while pregnant, then you can purchase a new health plan either on or off the exchange. Any new coverage would no have a maternity related waiting period.

Health Savings Accounts – HSA Qualified Insurance Plans

Health Savings Accounts are tax-favored savings accounts that can be coupled with high deductible health insurance policies. These plans are referred to as HSAs and they are only offered with certain qualified plans. Having a high deductible does not necessarily mean your plan is HSA qualified.

HSAs are gaining in popularity in Ohio due to their tax advantages and flexibility in covering deductibles and other health related expenses while also providing more affordable monthly premiums for their owners.

The money deposited into your HSA grows tax deferred and can be withdrawn tax-free for qualified medical expenses such as meeting the deductible, paying for prescriptions, covering a doctors office visit or a number of other qualified expenses. The unused funds grow tax deferred year after year and can be spent on future medical claims.

The insured always has access to all accumulated funds even if the insurance is later cancelled. In no way will the insurance company ever keep your HSA contributions or deposits. They belong to you and are always kept in a private account of your choosing.

All of our carriers offer HSA qualified health insurance plans here in Ohio including: Anthem Blue Cross and Blue Shield, Aetna, Assurant, Humana, Medical Mutual and Golden Rule – United Healthcare. By law, all HSA qualified plans include preventive care that is not subject to the deductible, but most other expenses must be paid for out of pocket until the deductible has been reached.

Request OH Health Insurance Quotes And Consultation

We are an independent Columbus, Ohio health insurance agency and serving the entire state. We can help with life, health, dental, vision and several other lines of insurance. We offer all plans direct to consumer with no mark-up or additional fees.

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