Georgia Health Insurance
Get a Quote »Our agency provides Georgia health insurance quotes to individuals, families and small business groups. We offer affordable plans from the leading carriers such as Aetna, Anthem Blue Cross Blue Shield, Assurant Health, Golden Rule, Kaiser, and United Health Care.
We serve all of GA – including Atlanta, Macon and Albany. Using our independent agency, you can compare several insurance plans from carriers offering coverage in your area. Prices are controlled by law, so you will not find better rates anywhere else.
Are You Without Health Insurance?
You could be without health coverage for any number of reasons. Maybe you are in-between jobs, starting a small business, self employed, a student losing parental coverage, or shopping for less expensive alternatives to COBRA.
We provide permanent, short term and student plans in order to fit any situation. By using our direct online links, you can purchase coverage quickly and easily with or without our assistance.
We offer policies with a wide range of benefits, deductibles and copayment options. Whether you want a comprehensive plan with all of the bells and whistles or just a basic health policy to cover catastrophic needs, we can help.
Georgia Maternity Health Insurance
If you are in need of insurance that offers maternity coverage, there are a couple of good options available. Our most popular plan has a three month waiting period to conceive as well as a maternity specific deductible. However, you cannot already be pregnant and qualify for this insurance or any other. Additionally, this plan has several networks to choose from if you have a preferred doctor or hospital. There are unique features to such policies, thus it is a good idea to speak with an agent in order to understand any policy limitations before enrolling.
Low Deductibles, Zero Coinsurance, Office Copays
Plan deductible choices will range from $250 up to $10,000 while coinsurance amounts will vary between 50% and 100%. (With many companies, the consumer will be responsible for the coinsurance percentage up to $10,000.) The maximum lifetime payout with is usually between three and fifteen million dollars per individual. Not all plans offer office copays, but many do. The insured is responsible for approximately $35 for a customary office visit including wellness and OBGYN visits.
Small Business and Group Insurance
We use several carriers to quote group health insurance in GA. Whether you are shopping for better rates on your existing coverage or forming a new business, we can run illustrations for you. Popular carriers offering policies include Aetna, Anthem and United Healthcare. We also provide ancillary benefits such as dental, vision, life, and disability. Contact us for a group quote request here.
Health Savings Accounts in GA
The newest entry into the insurance marketplace is the Health Savings Account, more commonly referred to as a HSA. Consumers like the affordability, tax advantages, and flexibility associated with these accounts. Funds deposited into an HSA (when coupled with a high deductible health policy) can be written off each year, grow tax-deferred, and can later be withdrawn tax free for qualified medical expenses. HSA plans are ideal for those who are comfortable paying for incidental expenses out of pocket, but who also want comprehensive coverage should a major claim arise.
Qualified medical expenses can include meeting a deductible or coinsurance amount, prescriptions, as well as vision and dental claims. Any remaining funds in the account will grow tax deferred year after year for future expenses. All deposits are owned and managed by the insured for their lifetime. Should the health insurance plan later be cancelled, all unused funds still belong to the insured – not the insurance company.
