Mutual Of Omaha Long Term Care Annuity
Get a Quote »Asset based long term care is quickly growing in popularity as seniors and those nearing retirement plan for potential long term care costs. There are only a couple of companies that currently market long term care annuity policies and Mutual of Omaha is one ...
Health Insurance Vanishing Deductible
Get a Quote »Vanishing deductible benefits are not for car insurance policies only. Health insurance providers are also offering policies with a deductible that decreases over time when the chosen limit has not been reached by the insured(s).
This is being done in an effort to make ...
Medicare Supplement Select Insurance
Get a Quote »What are Medicare Select insurance policies? They are traditional Medicare supplement policies (like Plan F and Plan C for instance) that require the use of a preferred network of doctors and hospitals.
Select plans are purchased because they are less expensive than traditional ...
2012 Medicare Part A and B Deductible Amount Increases and Decreases
Get a Quote »It's almost a new year which means changes to the Medicare Part A and B deductible amounts for 2012 are here. The Part A deductible is increasing by a nominal amount, but the Part B deductible is decreasing.
You read that correctly, the Part B ...
2011 Medicare Open Enrollment Annual Election Period
Get a Quote »The 2011 Medicare open enrollment window is almost upon us. Otherwise known as the Annual Election Period or AEP for short, this period of time can be used by Medicare beneficiaries to switch insurance plans.
The dates are a little different this year as ...
Using A Secondary Payer To Lower Group Health Insurance Premiums
Get a Quote »Rising group health insurance rates are one of the most significant expenses facing businesses and groups of all sizes. Premiums can increase year over year by 10% or more as insurance carriers struggle with rising medical costs and new benefit requirements.
Companies and ...
Using An Annuity Policy To Pay For Long Term Care Insurance
Get a Quote »The Pension Protection Act of 2006 became law in January of 2010. The new law offers several provisions incentivizing the purchase of long term care insurance coverage.
One significant component of the new law allows you to use what ...
Annuity Income Rider Examples
Get a Quote »Planning for retirement income is an often overlooked but necessary piece of any financial plan. Some retirees rely on stocks and bonds, others opt for annuity accounts, and many use a mixture of both in order to diversify their assets.
Annuities ...
Understanding Joint, Linked And Shared Long Term Care Insurance Coverage
Get a Quote »There are significant differences between joint and linked long term care insurance policies. One type allows for couples to share a policy while the other allows a husband or wife to tap into the benefits of their spouse's policy.
There are ...
Retiree Health Insurance Options
Upon retirement, you may lose the group health insurance coverage offered from your employer. In some cases, the insurance can be extended for a short period of time, but in most others it may discontinue altogether or become too expensive to maintain.
The dividing line for most retirees is age ...
