Illinois Health Insurance
Get a Quote »Welcome to those looking for Illinois health insurance quotes. We provide individual, family and employer sponsored group policies. Our agency represents several reputable carriers including Aetna, Anthem Blue Cross Blue Shield, American Community, United Health Care – Golden Rule, and others.
We serve the entire state of IL including Chicago, Peoria, Springfield and all places in between. You can view and compare plans online with all of our carriers.
Illinois Insurance Agents
Oftentimes, it is helpful to speak to an independent agent when searching for medical insurance coverage. You may wish to know more about maternity coverage, short term health insurance, dental insurance, preventive care, office co-pay options, student plans, or prescription drug coverage. We will help find a suitable plan to fit your needs. We also offer direct links to our carriers for individual and family quoting.
Employer Based Group Health Insurance
We serve the Illinois business marketplace by providing group health insurance plans and ancillary benefits such as dental, vision, disability and life insurance. Popular group carriers include Anthem, Aetna and United Healthcare. We also offer voluntary benefits to employee groups in need of stand alone employee paid benefits. Please use this form for a group inquiry.
Illinois Maternity Health Insurance
We also offer plans including maternity coverage. This is a rider that can be added to some policies and is not offered by all carriers. Waiting periods for pregnancy related benefits will vary between carriers and usually range from three to twelve months. However, you cannot already be pregnant and then apply for coverage.
All policies will have a large network of doctors and hospitals for the insured to choose from. Many networks expand out of Illinois and include facilities across the United States. Consumers will save money by using the network affiliated doctors and hospitals.
Health Savings Accounts - HSA Plans
Health savings accounts coupled with a high deductible health plan are a popular alternative to traditional coverage. Funds deposited into HSA’s are tax deductible, grow tax deferred, and can be withdrawn tax free for qualified medical expenses. The accumulated funds always belong to you, not the insurance company. Accounts can be setup and maintained with the bank associated with your chosen insurance company or at your local bank if you prefer.
Typically, HSA’s are less expensive than traditional plans. Consumers who opt to purchase qualified health insurance plans can pay for incidental expenses using their health savings account. Accumulated funds can be used to meet the deductible, cover a prescription, or for a doctors visit. Once the deductible has been reached, typically the insurance company would provide these same benefits. Of course, you should ask your agent about any limitations as policies do vary.
