Hyers & Associates

Get a Quote »If you need individual or family health insurance quotes in Georgia, our agency will assist you. We offer affordable plans from the leading carriers such as Aetna, Anthem, Assurant and United Health Care – Golden Rule.

We serve all of GA - including Atlanta, Macon and Albany. Using our independent agency, you can compare several insurance coverages and plan options.

Are You in Need of Advice?

You might find yourself without a health policy for many different reasons. Maybe you are in-between jobs, starting a small business, self employed, a student or looking for alternatives to COBRA.

We provide permanent, short term and student plans in order to fit any situation. By using our direct online links, you can purchase coverage quickly and easily with or without our assistance.

We offer policies with a wide range of benefits, deductibles and co-payment options. Whether you need a comprehensive plan with a maternity rider or just a basic health policy to cover catastrophic needs, we can help.

Deductible and Coinsurance Options

Plan deductible choices will range from $250 up to $10,000 while co-pay options will vary between 20% to 100%. (With many companies, the consumer will be responsible for the co-pay percentage up to $10,000.) The maximum lifetime payout is usually between three and eight million per individual.

Our carriers have agreements with many doctors and health care facilities. This way you will have many choices when it comes to your health care needs. If you have a particular doctor you would like to keep, we can help you find a plan with that provider in their network. Staying “in network” will provide the best negotiated prices for services.

Health Savings Accounts

The newest entry into the insurance marketplace is the Health Savings Account, more commonly referred to as a HSA. Consumers like the affordability, tax advantages and flexibility associated with these accounts. Funds deposited into an HSA (when coupled with a high deductible health policy) grow tax-deferred and can later be withdrawn tax free for qualified medical expenses.

Expenses can include deductibles, co-payments, prescriptions as well as vision and dental claims. Any remaining funds in the account will grow tax deferred year after year for future medical expenses. All deposits are owned and managed by the insured for their lifetime. Our carriers all offer HSA plans.